Resolved IUP & Hard Credit Check

Discussion in 'iPhone' started by 81Tiger04, Sep 23, 2017.

  1. 81Tiger04 macrumors 6502

    Aug 11, 2009
    If I do the IUP, I understand that Citizens One will do a hard credit check. I’m fine with that.

    In 2 weeks, though, let’s say my wife decides to get an 8 Plus with the IUP. Will Citizens One do another hard credit check??
  2. QueenTyrone macrumors 6502a


    Sep 21, 2016
    If y'all are under the same person I think a soft pull. But if she applies by herself then yes
  3. 81Tiger04 thread starter macrumors 6502

    Aug 11, 2009
    So the key is to make sure both phones are under the same person?
  4. Shadowbech macrumors 601

    Oct 18, 2011
    Planet iPhone
    Pretty much
  5. Kahsheh macrumors regular

    Sep 14, 2016
    My understanding is within 30 days, they will not do a credit pull. Each application has a credit limit - i think most have $4000 limit.
  6. 81Tiger04 thread starter macrumors 6502

    Aug 11, 2009
    Just checked with Apple and this is correct. Per the person:

    "If she wants to enroll as well, as long as it is within 30 days of you enrolling, there will not be another credit check."​

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5 September 23, 2017