Resolved IUP & Hard Credit Check

Discussion in 'iPhone' started by 81Tiger04, Sep 23, 2017.

  1. 81Tiger04 macrumors 6502

    Joined:
    Aug 11, 2009
    #1
    If I do the IUP, I understand that Citizens One will do a hard credit check. I’m fine with that.

    In 2 weeks, though, let’s say my wife decides to get an 8 Plus with the IUP. Will Citizens One do another hard credit check??
     
  2. QueenTyrone macrumors 6502a

    QueenTyrone

    Joined:
    Sep 21, 2016
    #2
    If y'all are under the same person I think a soft pull. But if she applies by herself then yes
     
  3. 81Tiger04 thread starter macrumors 6502

    Joined:
    Aug 11, 2009
    #3
    So the key is to make sure both phones are under the same person?
     
  4. Shadowbech macrumors 601

    Joined:
    Oct 18, 2011
    Location:
    Planet iPhone
    #4
    Pretty much
     
  5. Kahsheh macrumors regular

    Joined:
    Sep 14, 2016
    #5
    My understanding is within 30 days, they will not do a credit pull. Each application has a credit limit - i think most have $4000 limit.
     
  6. 81Tiger04 thread starter macrumors 6502

    Joined:
    Aug 11, 2009
    #6
    Just checked with Apple and this is correct. Per the person:

    "If she wants to enroll as well, as long as it is within 30 days of you enrolling, there will not be another credit check."​
     

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5 September 23, 2017