Basically, I'm looking for an app that will allow me to track my balances, and compare my spending to an allotted (monthly) budget that I have set and categorized. I downloaded checkbook and although it has categories for entering what I spent the money on (food, rent, etc.) it doesn't have any way for me to view how much I have been spending on these categories, graphically or otherwise. iXpenseIt does do this, and seems to do it well (I have the lite version atm) however it doesn't let me have multiple accounts and track the balances in each. This is essential so that I know how much money is in my checking, savings, etc. so I don't overdraft. I also need to be able to enter things on a credit card. Checkbook can do this but it can't track budgets or categorize well. Is there any way for me to be able to do the multiple accounts thing in iXpenseIt or should I be looking for another app, and which one will allow me to do both of these functions? Also, I need to be able to reconcile my transactions with my statement. I know checkbook does this and I believe iXpenseIt does as well.