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Job Listing Confirms Apple Pay Expansion is Underway, Led by London Team

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Apple's newly introduced payment initiative Apple Pay is currently only available in the United States, but the company has said that it is "working hard" to bring the feature to additional countries.

A new job listing for an Apple Pay Intern (via iClarified) seemingly confirms Apple's efforts to expand its payments service, stating that Apple Pay is "set to expand across Europe, Middle East, India, and Africa."

According to the job posting, the Apple Pay intern will join a London-based Apple Pay team that will facilitate the rollout of Apple pay to various countries by working with "Issuers, payment networks and merchants across Europe."

applepaytouchid.jpg
Apple Pay is a new and exciting area in Apple that is set to expand across Europe, Middle East, India and Africa. Apple Pay will change the way consumers pay with breakthrough contactless payment technology and unique security features built right into their iPhone 6 or Apple Watch to pay in an easy, secure, and private way. The new London-based Apple Pay team will work to drive the roll-out of this technology across EMEIA by working with a variety of internal and external partners, including teams in the US where the product will first launch and the EMEIA organisation, as well as Issuers, payment networks and merchants across Europe.
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While a timeline for a possible Apple Pay release in additional countries is unclear, Visa has previously said that it is working with Apple to roll out Apple Pay across Europe in 2015. Alibaba is also said to be in talks with Apple over a potential partnership to provide a payments solution for China.

Though limited to U.S. credit cards, Apple Pay already works in other countries at NFC-supported point-of-sale systems, so once banks sign on, an expansion of the program into international countries may be a relatively simple process for Apple.

Update: Apple has removed the job listing from its site.

Article Link: Job Listing Confirms Apple Pay Expansion is Underway, Led by London Team
 
Article Link
https://www.macrumors.com/2014/12/17/apple-pay-expansion-london-team/
Wonder if Australia is going to get this soon given we already have chips in credit cards - the technology is go, just need Apple to do the deals and activate the system.
 
Canada will probably get this when we get iTunes Radio, in spite of basically every pin pad having NFC.





....never.

;)
 
How about Canada 'eh... Still waiting on iTunes Radio, Beats Music, etc...
 
Using it at Macy's is pointless. Still must sign screen, tell them what kind of receipt you need. And today I had to sign twice because signature 1 failed. And I accidentally used the wrong card to boot. Clerk said she also works at Disney store and no signature is required there.
 
UK Chip & Pin

We have had contactless here in Britain for a good few years but people still prefer chip and pin.

Contactless is still widely available but people just don't tend to use it - I wonder if this will all change with Apple Pay ??
 
Even when nfc terminals are common here in Canada, The fact of the matter is that there is simply not enough people in Canada, it's a smaller market compared to some other countries.
The numbers are probably not worth apples efforts to bring their various services here. Therefore they tend to focus on other majors countries
 
Not to be rude but, never knew NFC payment is in demand in Africa.
How about Asia (Hong Kong, Singapore and Japan has tap cards everywhere).
I don't know what's going on with Apple.lol
 
Artiss said:
How about Canada 'eh... Still waiting on iTunes Radio, Beats Music, etc...
Click to expand...

Only solution right now for iTunes radio in Canada is to get a US iTunes account. When I signed up for one a few years ago you didn't need a credit card or gift card; you simply chose the no payment card option. iTunes Radio works great.

----------
alirz said:
Even when nfc terminals are common here in Canada, The fact of the matter is that there is simply not enough people in Canada, it's a smaller market compared to some other countries.
The numbers are probably not worth apples efforts to bring their various services here. Therefore they tend to focus on other majors countries
Click to expand...

That said, if you're thinking about those "tap" terminals for your cards there are two camps VISA and MC. Each terminal can only take one type of the credit cards but not the other. But yeah your argument is true, we're only 35 million+ which is about the size of a city or two in countries like India, China, etc. etc.
 
ikramerica said:
Using it at Macy's is pointless. Still must sign screen, tell them what kind of receipt you need. And today I had to sign twice because signature 1 failed. And I accidentally used the wrong card to boot. Clerk said she also works at Disney store and no signature is required there.
Click to expand...

The "point" is supposed to be security. The merchant doesn't get your credit card info, so bad guys that hack them don't get it either. I assume that this is moot if you've used the physical card at Macy's already - they have your info.

From what I've read, Apple Pay was launched now (in the US) because in October of 2015 merchants who haven't upgraded their credit card terminals will be liable for fraudulent charges. From what I've gleaned, the readers have to be chip and pin readers - not necessarily NFC readers - which would leave Google Wallet and Apple Pay out in the cold. However, who wants to be the business that forgoes NFC, just to have to re-do everything (or lose business) if it catches on? So, within a year in the US, all the big chain stores will have new POS terminals. Most of which (I'm guessing) will have NFC. Smaller stores may ignore this and stick with their regular POS terminal, hoping that they won't get ripped off and held liable.

So, we're in the trial phase of this. The kick-off happens in time for the iPhone 6S next year.
 
jm001 said:
That said, if you're thinking about those "tap" terminals for your cards there are two camps VISA and MC. Each terminal can only take one type of the credit cards but not the other.
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Well that's just not true... All Tap & Pay terminals support both Visa PayWave and MasterCard PayPass NFC-enabled cards. Some also support the Amex NFC cards too, depending on whether the merchant ticked the option when getting their system set up.

It's almost impossible to find a terminal which doesn't support NFC cards in Australia and definitely impossible to be issued a card that doesn't have NFC... Still don't get why we're waiting on Apple Pay
 
jm001 said:
That said, if you're thinking about those "tap" terminals for your cards there are two camps VISA and MC. Each terminal can only take one type of the credit cards but not the other. But yeah your argument is true, we're only 35 million+ which is about the size of a city or two in countries like India, China, etc. etc.
Click to expand...

Must be different in Oz where the "tap and go" terminals seem to work with "all" cards (visa/MC/Amex). Sometimes Amex wont work with tap and go but progressively seeing that failure rate with Amex falling.

Cuban Missles said:
It should be of no surprise that Apple would take this feature to other countries.
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The surprise for some of us is the slowness at which it is rolling out. It seems that the tech works it is just that the banks aren't on board.
 
It is already available in Canada with a US based card. It is just a case of getting the Canadian banks in line. The technology is in place.
At least they won't deal with the CRTC and music industry.

In the meantime I'm still waiting for my US based bank (HSBC) to jump on board.
 
macaximx said:
It is already available in Canada with a US based card. It is just a case of getting the Canadian banks in line. The technology is in place.
At least they won't deal with the CRTC and music industry.

In the meantime I'm still waiting for my US based bank (HSBC) to jump on board.
Click to expand...
Apple would still need to deal with a bunch of regulatory issues. It might not be as bad as dealing with CRTC but it could still be quite unpleasant and could be one reason why we've heard nothing about ApplePay coming to Canada.

jm001 said:
That said, if you're thinking about those "tap" terminals for your cards there are two camps VISA and MC. Each terminal can only take one type of the credit cards but not the other. But yeah your argument is true, we're only 35 million+ which is about the size of a city or two in countries like India, China, etc. etc.
Click to expand...
I think this is just wrong. NFC is NFC. NFC capable terminals should be able to handle both VISA and Mastercard (and AmEX too btw). It's just that individual retailers have to sign up for the appropriate service (PayPass for MC, PayWave for VISA, ExpressPay for AmEx). There are places where both PayWave and PayPass work but not ExpressPay (e.g. Metro) , some where all 3 work (Canadian Tire) and some where only PayPass works. It's no different from a particular store accepting MC and not Visa for regular PIN transactions.
 
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