What kind of car are you looking for?
If you want an SUV now's the time to buy. Dealers can't sell them, they're sitting, and the prices are dropping.
I would suggest a Land Rover Discovery if you like them (since you seem to like Land Rovers, which is fine, just don't buy a Freelander

). Just be advised that there are some things you should check out before buying one. If you're handy and don't mind getting your hands dirty every once and a while, they're not too bad to own. There's a lot of used parts out there and a lot of resources. Best advice is get the lowest end model- without the air suspension, without the hydraulic sway bars, and if you can find it, one without the dual sunroofs (usually known as the SD version). Here is one in GA (i assume you live there) for sale
http://atlanta.craigslist.org/car/727521076.html. From what I can see your prices might be slightly higher down there compared to up here in New England. Take a Disco for a ride, seriously no other SUV drives like it. You cannot beat the visibility of a Land Rover. It's not going to drive like a freelander which weighs 1/2 as much, but its still quite enjoyable.
Jeep Grand Cherokees are also pretty good. My sister hit a deer and totaled her 01 about a month ago and we replaced it with an 03 Grand Cherokee. We picked it up for $11,000 from the dealer loaded (Limited trim line- leather, heated seats, sunroof, High Output V8, Quadradrive, etc) with 59,000 miles, in mint condition, 1 owner trade, 12m/12,000mile warranty, and unlimited powertrain warranty- how about that. The G.C. is a bit cushier than the Land Rover the way it rides, but I prefer the stiff feel of the LR.
4Runners are good but they'll cost a lot more than a Jeep/LR. I am a big fan of the pre 05 Pathfinders, I think they're very good cars but they'll probably cost a bit more too. It's kind of a trade off- more reliable car, higher price and higher mileage. Less reliable car, lower price, lower mileage. It always seems to work out that way.