The holdouts of Apple Pay are dropping one by one.
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Kroger Begins Accepting Apple Pay at All Ralphs Grocery Stores in California
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Yeah, here in the Carolinas the Kroger brand is Harris Teeter. No Apple Pay and no intent to provide it despite customer requests. Card insert or swipe only, no tap-to-pay or other contactless methods. Very adamant about NOT changing so I don’t expect them to do so. I’ve shifted my shopping elsewhere but still need to go to HT for some things, FoodLion for most, and Aldi’s occasionally.
We have to carry our license for several reasons. If you want to buy age restricted items like alcohol, they ask for your license even when you are old. It makes it easier for the kids working to not try to guess age, they just ask everyone. We also need it to drive. If you're stopped you will be asked to show it. Leaving it in the car is asking for it to be stolen, we have an issue with that. So, until IDs are virtual we will have a wallet or something to carry our ID. We need it for travel as well.
I fully expect Kroger to remove Safeway/Albertsons ability to accept Apple Pay if the deal to acquire them is allowed to happen.
Nor applicable to me geography-wise, but it’s always good to see Apple Pay accepted at more merchants/locations.
Really glad to hear this, as Kroger is in the process of taking over our Philadelphia-area based ACME grocery chain.
Exactly. The ONLY thing I miss about my Samsung Note 20 is Samsung Pay. I haven't carried anything except my ID in years. I have to carry it to the local Kroger chain store because Apple Pay is not accepted and KrogerPay is joke that won't work on my phone unless I hook up to their unsecured wifi. How is it that Samsung Pay works everywhere I've ever needed it and Apple Pay doesn't?
Especially if you accidentally left your card at home and are forced to go back and get it since they do not accept Apple or Google Pay.
Do not forget to add Walmart to the list. I suspect Walmart will be the last hold out since I believe data collection was the reason why they disabled both Apple and Google Pay.
Nobody minds that method until your debit/credit card ends up on the dark web due to a data breach. These QR code based payment method have been known to have security issues in the past. In addition to that I do not trust any grocery store chain to adequately fund IT Security for said products like Apple or Google.
We've been spoiled around here with our smaller neighborhood grocery stores - they've taken Apple Pay for as long as I can remember. Guess they're not big enough to attempt to do their own app, etc. Good to see that the big hitters are coming around!
Credit Card typically 2% merchant fee - and Apple takes 0.15% of that. The rest goes to the bank and the payment network. Retailers specifically don't like ApplePay as they don't get to see the card number with ApplePay - so they cannot build a history of purchases and track you (as you move to another store) - and cannot collect a complete history over time: that C-19 test you keep buying ...
How Apple Pay works under the hood?
What happens behind the scenes when you add your credit card to Apple Pay, and when you pay using Apple Pay through your iPhone…
codeburst.io
I see. Does not apply here. We do not get carded, we do not get pulled over (we just receive a demand for money and a picture of the traffic infraction in the post). So, to get back to the original point: no wallet carried, so shops that do not accept Apple Pay do not get my shopping. Not trying to be mean or self-righteous, its just the practical reality.
I would not be surprised if Apple is adding the virtual ID exactly for that purpose: to enable people to leave their wallet at home, at which point these large chains will likely accept Apple Pay.
Credit Card typically 2% merchant fee - and Apple takes 0.15% of that. The rest goes to the bank and the payment network. Retailers specifically don't like ApplePay as they don't get to see the card number with ApplePay - so they cannot build a history of purchases and track you (as you move to another store) - and cannot collect a complete history over time: that C-19 test you keep buying ...
How Apple Pay works under the hood?
What happens behind the scenes when you add your credit card to Apple Pay, and when you pay using Apple Pay through your iPhone…
It’s been a few years since I was involved enough to know the details. I do know that around 2014 I did work for a merchant who specifically refused to use Apple Pay because it would have been slightly more expensive for them. The payment processor specifically told me that Apple Pay was fully supported but they had declined to enable it.
Walmart is another hold out... not that I shop there often.
Walmart Still Doesn't Accept Apple Pay in U.S. Despite Many Customer Requests
A quick search on Twitter reveals that Walmart faces numerous requests to accept Apple Pay on a daily basis, but the big-box retailer still does not...
www.macrumors.com
That merger hasn't happened yet and it's going to get block
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What’s family guy?
But really that’s great and impressive.
Do you shop at Walmart too?
This is great news. Not because I shop at Ralph’s., I live in Georgia, we don’t even have a Ralph’s. But because this is most likely the beginning of Kroger headed towards taking Apple Pay everywhere. You do have to start somewhere right? Why not start in the store where it makes the most difference. But I feel comfortable that this is just the beginning. Hey Walmart? Are you paying attention?
I've always hated that Ralphs didn't take Apple Pay and I had to use a debit card.
This is great!
I wonder if they had to replace all their pinpads or if they already had NFC and just had to do some software changes to enable it?
This is great!
I wonder if they had to replace all their pinpads or if they already had NFC and just had to do some software changes to enable it?
I do not know about Ralphs current payment terminal but I know the payment terminals at Kroger do support NFC Tap to Pay but they are disabled in the software.
Why is this seen as a problem? Businesses can accept whatever payments they choose. I have tons of options for groceries. My preferred store doesn’t even accept credit cards. But I save a ton of money shopping there.
Some farmers market type places are cash only. No issue for me as I like fresh and cheap.
For those that do accept credit, the only ApplePay holdouts nearby are Kroger and Walmart.
Of course any small vendor can use ApplePay via Square or whatever but their prices tend to be higher.
Maybe folks aren’t aware that grocery stores operate on razor thin margins. I can understand their need to balance profits with customer convenience.