What about when a merchant needs to manually enter the card number? I've had times where they entered the number manually on the front of the card; either because the swiper is down or for other reasons.
That information will be available for you in the wallet app, both for the situation you describe and for online purchases, where, unless you’re using apple pay, you also have to enter the full card number, expiration date, security code, etc.
I wonder, though, if the transaction list will provide a way to distinguish whether a payment was made using apple pay or the titanium Apple Card. Chase Bank used to distinguish by placing a contactless symbol on the statement next to NFC contactless transactions (which they call blink transactions), but stopped doing it a few months ago.
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Are cards still swiped? I thought that ended decades ago. In fact for less expensive purchases chip and pin’s been pretty much superseded by contactless transactions.
Swiping is still widely used in the US to this day. They also don’t do PIN on credit cards, only on debit. For credit cards there it’s either chip and signature or chip and that’s it, but americans never do PIN on a credit card.
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I am conflicted because I really like the idea of this but do not want another card in my wallet
I believe the physical card is optional. You get the apple card on your iphone immediately upon applying, and then you have the option to request the physical card if you ever want it. If you don’t want the physical card, you can simply continue to just use your iphone or apple watch anywhere NFC contactless is accepted.