Do try to keep up, majority of posters seem not to know that metal cards, and some without account numbers, have been available for sometime. I was poking fun at them.
That information will be available for you in the wallet app, both for the situation you describe and for online purchases, where, unless you’re using apple pay, you also have to enter the full card number, expiration date, security code, etc.
Swiping is still widely used in the US to this day. They also don’t do PIN on credit cards, only on debit. For credit cards there it’s either chip and signature or chip and that’s it, but americans never do PIN on a credit card.
I believe the physical card is optional. You get the apple card on your iphone immediately upon applying, and then you have the option to request the physical card if you ever want it. If you don’t want the physical card, you can simply continue to just use your iphone or apple watch anywhere NFC contactless is accepted.
Apple does support chip, look at the physical Apple card. It does have a chip on it. They just don’t support PIN because PIN authorization is not at all supported by any bank in the US for credit cards. It’s either chip and signature or chip and nothing else, but they just don’t do PIN for credit cards (though they do for debit cards). Of course, they do encourage the use of apple pay by offering more cash return for those purchases than when using the physical card.
No they didn’t have that choice. PIN Authorization DOES NOT yet exist in the US yet for credit cards, it only exists for debit cards. (and I can tell you’re not american because of the way you spelled authorisation instead of authorization. That spelling is used in UK or maybe AUstralia but not in the US).
This card has no information printed on it other than your name, as opposed to standard cards, so there’d be no need to worry about if you don’t shred it.
It’s not Apple it’s the US banking system. No credit card in the US ever uses PIN authorization, only debit cards do. Credit cards were Chip and signature until recently. Now the signature is being phased out by the card networks, but without replacing it by a PIN (i.e., now it’s chip and nothing else).
But outside the US, the issuing banks do require their customers to set a PIN for authorization. Even on mastercard cards.
It doesn’t. The idea is that if there is contactless, you use the iphone or apple watch. The card is only for places that don’t have contactless at all (rare to find in other countries, but still common in the US).
It’s surprising that I can use apple pay to pay for gas in Mexico, where apple pay hasn’t even launched, and I can’t in the US, where apple pay has existed for five years already. And the same goes for sit down restaurants in each of the two countries.
Not with the Apple Card, it won’t be a problem. For that particular card, the wallet app will provide the entire card number, expiration date, etc, as opposed to all other bank cards stored in there.
Yes it does. Payment info is stored directly on your iphone or apple watch, so no internet connection is required on your end (you might not get the push notification afterwards, but payment will definitely work).
