Lease/Hire of iMac/macbooks

Discussion in 'Buying Tips and Advice' started by punio75, Dec 31, 2016.

  1. punio75 macrumors member

    punio75

    Joined:
    Oct 2, 2015
    Location:
    Lincolnshire, UK
    #1
    Does anyone do this?
    Instead of purchasing a new iMac and/or MacBook go the leasing route?

    I was looking at these guys..

    https://www.hardsoftcomputers.co.uk/apple-macs/apple-desktops

    Looks like you could upgrade every two years.
    Always owned my apple products but could be an option.

    Anybody got any experience- positive or negative!
     
  2. maflynn Moderator

    maflynn

    Staff Member

    Joined:
    May 3, 2009
    Location:
    Boston
    #2
    Lease to buy arrangements here in the US tend to be offered to the people who cannot afford to buy the product outright. The lease terms tend to be such that you're actually paying more for the computer over the course of a couple of years.

    The link you provided seems a but different.
     
  3. punio75 thread starter macrumors member

    punio75

    Joined:
    Oct 2, 2015
    Location:
    Lincolnshire, UK
    #3
    Yes, this seems pretty decent.
    Going to look into it a bit more.
     
  4. DrBrush macrumors newbie

    Joined:
    Apr 27, 2016
    #4
    My MBP I am typing this on was from Hardsoft. Bought it on a deal where I thought you could upgrade every couple of years but it didn't seem to work out. This is a work computer, by the way. When I went for it I nearly went for a similar deal at home, but glad I didn't. I am not entirely sure why it didn't seem a good deal afterwards but I think because they never offer you an upgrade, you need to contact them, and then they are not committed to offering you any particular deal. Nothing is set in stone of course. I ended up running the lease for three years and buying it from them at the end. Even that isn't easy though as they have a third party leasing agreement and you need to try and sort out all the paperwork. A right PITA.

    Bottom line is that you are putting someone else between you and Apple who are out to make a profit after they have paid their own salaries, costs, etc. If you can afford to buy a Mac then it will be better and cheaper to do so. If you can't, then maybe it is an option, but will almost certainly turn out to be more expensive in the long run.

    A "not recommended" from a Hardsoft customer.
     
  5. Phil A. Moderator

    Phil A.

    Staff Member

    Joined:
    Apr 2, 2006
    Location:
    Shropshire, UK
    #5
    I've leased in the past for my company but done it directly through Apple - they're fixed term leases and at the end of it you can either return the product or pay a small fee to purchase it.
     
  6. CrystalQuest76 macrumors 6502

    Joined:
    Dec 14, 2015
    Location:
    West Cost A Lot
    #6
    Get yourself a spreadsheet and look at the numbers with the cumulative interest rates and then compare the numbers to the actual purchase of the product. Remember that the leasing company has to buy the product from Apple just the same as you. The leasing company is not a charity. They want profit. most of those companies want a lot of profit. That means that you will be paying out more money to them than if you bought the computer yourself.
    If you don't have the cash now to directly buy the product, then wait until you have earned the money. Saving is not a crime.
     

Share This Page