My friend is a moron, he got a loan for 8 grand from a bank to buy a new mac pro! 😱 What kind of bank lends people 8 grand for a personal computer? Its not even for work, he got it so he can torrent his ass off! And to think bad lending is what got us in this recession and the banks still lend 8 grand for home computers!
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Loan for mac pro.
- Thread starter Macpropro80
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dukebound85
macrumors Core
Tallest Skil
macrumors P6
Slowly and meticulously sever your ties with this person. I mean it.
Any idiot who doesn't know that torrents download just as fast on a Mac Mini as they do a Mac Pro deserves to be isolated from society.
Any idiot who doesn't know that torrents download just as fast on a Mac Mini as they do a Mac Pro deserves to be isolated from society.
If the power and real estate is there maybe he will dabble in 3d or photos or video etc. Course like many others I only upgraded my hardware after I realized my current hardware couldn't do what I needed it to. Maybe some people work in reverse .
dukebound85
macrumors Core
Things you buy on credit as an individual include a house, and maybe a car. Why get a loan right now when the rates are so terrible? Especially for a computer, which loses 20% of it's value as soon as you open the box.
As long as he pays it off responsibly he shouldn't have an issue with his credit, but judging from the purchase alone I wouldn't bet on it. If you don't have the money, don't buy something. Sounds simple, in theory. 😉
As long as he pays it off responsibly he shouldn't have an issue with his credit, but judging from the purchase alone I wouldn't bet on it. If you don't have the money, don't buy something. Sounds simple, in theory. 😉
fatespawn
macrumors 6502
LOL.
Dude,
You had me going. I saw a glimpse of wisdom at the beginning of your reply - Sever you ties with this person... sage advice....
But your reasoning made me laugh. Not because taking any loan out for a computer is ridiculous - but because he doesn't know that downloads are the same for Pros vs. Minis. That is humorous in my book.
Never finance a disposable hunk of aluminum that can be trashed with a single glass of water.
-fate
Tallest Skil
macrumors P6
I was operating under the impression that the fact that he was taking out a loan for a computer was beyond contempt.
I thought about going back and adding it, but it felt better without it. 😛
bozz2006
macrumors 68030
nah, I meant borrow. Maybe it's a regional thing, but borrowing somebody some money means the same as loaning. so, you win. i win. we're winners.
yeah what the hell?
Severe your ties, because your friend is not great with money? WTF?
That makes no sense, just don't marry them or go into business with them and your fine.
Maybe he needs the computer for a business that will make money (at least planned to make money)
My first workstation I bought was on credit, and I got layed off at my job a week later. Now I only buy my computers with cash in hand.
Severe your ties, because your friend is not great with money? WTF?
That makes no sense, just don't marry them or go into business with them and your fine.
Maybe he needs the computer for a business that will make money (at least planned to make money)
My first workstation I bought was on credit, and I got layed off at my job a week later. Now I only buy my computers with cash in hand.
Must be regional. I learnt that borrowing money from someone was TAKING money from that person. Loaning money to someone was GIVING money to that person. I think it is quite different
sickmacdoc
macrumors 68020
Actually, the mini is somewhat limited.
My 1.66 Core Duo only hits around 2MB/sec, whereas my other machines (more memory, better CPU, faster disks) let me hit 6-7MB/sec.
Then again, we have real Internet connections over here 😉
bigjnyc
Suspended
lol thats pretty insane. Maybe he has great credit and a good salary which is why the bank approved it, who knows. I guess as long as he is able to comfortably make the monthly payments then whatever thats his business. I personally have not bought computers or computer equipment on credit ever, I usually sell stuff i don't need, or take money out of my savings, or start up a nice little collection. But to each its own i guess.
The juniper visa card is like cyanide for your credit, if that's what you were talking about :/
OMG a loan for a mac pro!!! Its unheard of! 😱😱😱😱
I'm not even over-exaggerating and really really shocked.
I thought usually student loans for school or home loans were reasonable.
I just hope he's just your friend and NOT YOUR ROOMMATE (COUGH HALF YOUR RENT CONCERNS??).
I'm not even over-exaggerating and really really shocked.
I thought usually student loans for school or home loans were reasonable.
I just hope he's just your friend and NOT YOUR ROOMMATE (COUGH HALF YOUR RENT CONCERNS??).