Sorry guys. You just seem to be the most intelligent people out there, so I figured I'd asked you again. I'm 18 years old. I built up my credit, and currently have a credit score of about 720. I'm looking for a new car, well a New Used car. I found a nice one for around $7100. I need to take out a loan. How would I go about doing this, and how much would I have to pay a month?