Hi, i am currently a student(17 years old, turning 18 decently soon) and i am looking for a new bank to open an account. Over the summer i got a job and earned a good amount of money(for a 17 year old) and for once i have a lot of free money. I currently have a checking account with my local bank and an investment account with E*Trade. But my local bank is very behind tech wise, they only recently got an iPhone app and the app is very basic and almost useless(only view account info), and they have no plans to support Pay in the near future and most at the bank didn't even know what it was in the first place. With that i started looking at a new bank or credit union that is more advanced and ahead with the times. So i am looking for a Bank or Credit Union that has a very low or no maintenance fee, good atm network or one that reimburses atm transactions(don't need much just 1 or 2 times a month), a decent phone app(mobile check deposits are a biggie), and one that supports Pay or plans on supporting it in the near future. I also live in the Chicago area. So any help suggesting a Bank or Credit union would be greatly appreciated! Thanks!!