So, Lori won a D50 kit from Ritz today. I can't believe our luck! Here I have been, putting hour upon hour into system research, and we come away with a $600 camera package (plus she also won an extra box of salt water taffy!) gratis. She gave it to me as an early Christmas present/late birthday present. I was talking to the Ritz guy (a store manager), and he informed me that yes, he would be willing to swap it for a better setup if I was willing to pay the difference. We are going to the store next Saturday (We and he won't be available at the same time until then). Here is the dilemma. I had decided on a camera kit that would cost us a pretty penny, but we had planned and found a way to fit it in our budget. Now, I can get that camera, which is more "entry-level" or jump up to a newer model with all sort of wonderful features for a few hundred more. I've been told a) get the more expensive one since it is a bit more future-proof and you won't need to upgrade as soon and b) get the cheaper one and put more money towards more/better glass and just upgrade the body later, when you decide you really need it.