In my normal workflow I work between PS, LR, LR, IL, and ID, plus sometimes Affinity and can get to the memory pressure limit pretty easy.
You're either psyching yourself out or there's something seriously wrong with your machine. Perhaps your hard drive is 90% full?
There's just no way that kind of workflow doesn't fit well within 128 GB of RAM. I've seen machines with 64 GB handle PSBs that took up 20GB of RAM and not run into memory pressure.
Just think about it in really simplistic (and not entirely accurate) terms. Let's reserve 28 GB of RAM for the OS. Then you would need to be doing a single, active task, let's say a Photoshop filter, that took up 100 GB of RAM for you to run into memory pressure. For pre-press, one hundred GB of RAM is
massive. There's just no way. Or, look at like this, you listed five applications that you routinely use. You would need to actively, and concurrently, have each one using 20 GB of RAM to hit memory pressure. Twenty GB of RAM is also
huge for pre-press. That's just not the way people work. Sure, the Mac can do that task, but people can't. We focus on one task, with perhaps another running in the background, and then we move onto another task. macOS (any modern OS) is designed for this kind of multi-tasking and RAM allocation.
I guess it's possible you're the one elite Creative Suite user who's pushing several 32,000 x 32,000 px images with dozens of layers through Photoshop and Lightroom while
simultaneously imposing a thousand page PDF and creating Postscript files from insanely complicated Illustrator files.
If that's the case. I bet you could easily find someone who would swap a 2019 Intel Mac Pro with 512 GB of RAM for your 2025 M4 Max with only 128 GB or RAM.
If your experience were at all representative of pre-press users at-large, don't you think Apple would allow their arguablely fastest Mac to be configured with more than 128 GB of RAM? As you're well aware, pre-press, DTP and printing are large markets for the Mac. There would be thousands of Mac users, who make their living in the Creative Suite, furious that their Macs were "only" configured with 128 GB of RAM. Is that happening?