My recommendation would be to spend far less and upgrade more often. Unless you need the RAM and SSD and whatever else *now*, why would you want to spend for it *now*?If this is your last laptop.
I would probably go for the 32 GB (or 24GB).
My current model is a M4 Macbook Air 16GB and 256GB storage.
16GB seems to be okay and I don't feel the need for more.
But it will not be my last laptop and if things change I may upgrade to 32GB with my next purchase.
Yes, I know the AI / TimCook price increase makes that less appealing than it once did, but my money’s making 10-20% returns in index funds; I have no desire to tie it up in technology I don’t need, particularly if the M8 in 3 years time is going to be drastically better.
The math for me: $900 for base model, $1400-$1600 with all the fancy bits. But if I spend ‘just’ $900 now, I can upgrade in 4 years or so, keep $500-$700 in my pocket for a rainy day, and spend close to the same money in a few years, and get something far better. However good the M5 Air is, we all know the M8 Air will be vastly better. 🙂