Have some Mac Mini options. All are 2.6 GHz 2014 refurb with a 1TB 5400RPM HDD and 8GB RAM used with a 1TB fusion drive and 8GB RAM at +$82 over the refurb (miscalced the first time) I'm thinking the fusion drive is key, because I would end up spending MORE than $100 to get an external SSD to put the OS on with the refurb?? also, found another used with 1TB fusion and 16 GB RAM at +150 more than the second option, but I've got to protect my budget at some point. Use case is light activity and medium photo editing. Can you buy apple care on a used 2014 mac mini, or is it probably too late?