In my case I was installing a mint copy of Cataline into a 2015 MBP with years of accumulated baggage having simply been upgraded at each new macOS from Mavericks onwards.
I made a clone using CCC first, downloaded the Catalina installer, created a USB installer from that, booted from the USB, erased the MBP HD and installed Catalina. I then used drag an drop from the clone to restore documents, photos, apps etc. At the end of this process I had everything I wanted back on the MBP minus 160Gb of stuff I didn't need not to mention conflicting preference files, redundant fonts and so on.