Name one.Any drive-by exploit that targets the browser or any other plugin that you have installed.
Again, false. A Trojan can be avoided by practicing safe computing alone, without need for any antivirus software. A true virus cannot be avoided in the same way.Nonsense. Whether you execute virus replication code, a trojan dropper or an adware installer makes very little difference. The system is infected in any case.
No, you haven't named one real-world example of a disadvantage in running an admin account on OS X. You named a hypothetical situation which has never occurred in the wild. That's not the same thing.I named one. If you can't understand the most basic computer security precautions I can't help you.
You keep claiming that I don't know what I'm talking about or don't understand computer security, yet you have made repeated false statements. You don't seem to understand I've had discussions on this topic literally hundreds of times in this forum over the years and not once has anyone provided any factual evidence to disprove my statements. I very certainly know what I'm talking about, as hundreds of threads in this forum will demonstrate. I recommend you read a few of them. You may find them educational.