Macbook Insurance (UK)

Discussion in 'MacBook' started by Caris, May 8, 2009.

  1. Caris macrumors 6502a

    Caris

    Joined:
    Sep 25, 2006
    Location:
    Newcastle Upon Tyne, UK
    #1
    Does anyone have any good recommendations for Macbook insurance in the UK?

    I just got a Nvidia Whitebook from comet today and decided not to pay the £270 they asked.

    Anyone got any cheaper options? I'm aware my laptop may be covered via the house insurance but would rather take another out incase.
     
  2. stridemat Moderator

    stridemat

    Staff Member

    Joined:
    Apr 2, 2008
    Location:
    UK
    #2
    I just have mine covered by the house insurance (not sure if this is that sensible or not). I would just get Apple care, definitely a worthwhile investment, basically any technical problem they will fix it free of charge for 3 years as long as you haven't done the damage yourself!.

    Any way if you brought it with a credit card then you normally get a year insurance anyhow????
     
  3. nazuk macrumors 6502

    nazuk

    Joined:
    Dec 5, 2007
    Location:
    England, UK
    #3
    There's two types of insurance your getting confused with.

    One is a Warranty, covering defects and repairs: AppleCare

    The other is: theft, accidental damage, which would be your house or specialist insurance specifically for the Macbook.

    Also, you should NOT have more than one insurance, as one CANCELS out the other.

    Double check, double check!
     
  4. Caris thread starter macrumors 6502a

    Caris

    Joined:
    Sep 25, 2006
    Location:
    Newcastle Upon Tyne, UK
    #4
    Apple Care is an extended warranty, not insurance.

    I want my Macbook covered against accidental damage.
     
  5. nazuk macrumors 6502

    nazuk

    Joined:
    Dec 5, 2007
    Location:
    England, UK
    #5

    I thought i just said that? See above.
     
  6. Caris thread starter macrumors 6502a

    Caris

    Joined:
    Sep 25, 2006
    Location:
    Newcastle Upon Tyne, UK
  7. testcard macrumors 68020

    testcard

    Joined:
    Apr 13, 2009
    Location:
    Middle England
    #7
    Definitely worth checking your home insurance policy first. Does it cover high value items for accidental damage, and does it offer a "new for old" replacement cover?
     
  8. Milfette macrumors newbie

    Milfette

    Joined:
    Apr 8, 2009
    Location:
    Canada, igloo street
    #8
    My home insurance has a separate schedule for my macbook with a $100 deductible... im still not totally sure what that means but if it gets stole and i still got $100, im good. I just dont see why applecare would cancel out home insurance because neither even have the option of doing the same...


    And i dont think its crazy at all to get insurance! with all the money i spend on it, as long as i dont puke on it and toss it in a lake... im good!
     
  9. nazuk macrumors 6502

    nazuk

    Joined:
    Dec 5, 2007
    Location:
    England, UK
    #9

    You misunderstood me, here in the UK, you are supposed to have only ONE insurance, but you can also have a warranty in the form of AppleCare.

    It's just two insurances you should not have, otherwise they cancel each other out, in terms of which insurance company would be liable in terms of making a possible claim.

    It's insurance companies, and their rules etc. But i am referring to the UK market, specifically England.
     
  10. Alvin.C macrumors newbie

    Joined:
    May 1, 2009
    #10
    If your laptop is covered by your house insurance (for theft and accidental damage), then there's no need to purchase another insurance policy. If your house insurance doesn't cover it, then it would probably be cheaper just to extend your home insurance to cover your notebook rather than buying a dedicated laptop insurance policy through another company.

    I'm a University student. I took out a 'Student Possessions Insurance' policy with the company 'More Th>n'. I configured it to cover my laptop for theft on premises and accidental damage. However, I don't have AppleCare - as UK students in higher education get free 3 years parts & labour support with an education purchase (woot!).

    I think it's important for laptop owners to have both a comprehensive insurance policy and extended warranty support to cover their laptop.
     

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