I managed to be careful for three years, but it finally happened. I spilled a drink on my MBP and it is done. I carry extra insurance on my renters policy to protect against drops/spills etc.. What i want to know is how much an insurance company will pay out for a total loss? Do i get enough for a new MBP or do i get some kind of prorated amount based on its current worth on the market? Its a 15 inch 2.16 C2D with 3GB of Ram, 120GB HDD and 128VRAM if the specs make a difference at this point. I have to wait until monday, so id like to do a little window shopping and see what i want to get as a replacement.