OK, well we went to the bank today but found out I'm too young to have my own checking account, so my mom just opened an account and let me use it. We have like five sample checks but I will never use them because I need to use my mom's signature. I deposited $200 into the account but I have to wait 7-10 days for the debit card to arrive. Uhhgg. Anyway, thanks everyone for all of your tips. I'll be sure to be careful with my money once I get the card.