Okay, so I just received a nice state refund and will be receiving a great federal refund in a couple of days. Anyway, I decided to "organize" and be more smart with my money now. Before/now I used it like it was nothing but piece of plastic that. I never went into debt, credit, loans, etc. I make a great amount of money and it's spread through my accounts. I have accounts in 3 different banks and several accounts in each of them. In total, I have about 10 accounts that contain my money. So, basically what I'm asking is that is there a more simpler way to organize, such as I would use one bank/debit card for certain purchase with a set amount and another with the same. Right now, I'm using MoneyWell (2.0) since it was advertised well(haha) on MacApp Store and the iPhone App link was free. And, it's not really as easy or simple as I thought it would be. The information that it would automatically pull out from the account and put in the app doesn't match when you look online, even if you look at the set time window. Also, there are certain options that I have no idea what they do. So, right now I pretty much just have a rough preview and semi-organization of my money. Is there a better/easier app? Thanks!