Yes. Had insurance though the claim is still in process. But better yet, had a Time Machine backup.
I think you misinterpret what I am saying a little. They only ship hardware that is "new specs" once that is released to the public. Example: once they updated iMacs to the 2013 model with new CPUs/GPUs, etc, any new retail store, online store, and BTO models would be those new specs.
However, they have stock at stores, in the distribution channels, etc. and these machines are already out there with Mountain Lion on them. They don't send them back or open them and re-image the drives with the new OS when it is released. They simply offer the up-to-date program. With every OS, whether Mountain Lion, Lion, Snow Leopard, etc., after it has been publicly released, if you were to go into their stores or order from Apple Online for some period of time (whether days or a few weeks), the stock you would walk out the door with would have the previous operating system on it. This has always been the case. They don't manage the pipeline for the OS the way they do for hardware. It really isn't worth it. For BTOs, you still get the new hardware, you just don't get the new OS until the drives, which are imaged at the factory in batches, finish out existing stock and get to the newly imaged batch with the new OS. I read postings from forum members in late July and early August of 2011 who ordered BTO config new iMacs after the Lion release and were receiving Snow Leopard imaged drives and upgrading through up-to-date for free. I confirmed this with Apple store online reps, and waited until people stared reporting receiving machines with Lion on their BTO order. It took 10-14 days after the OS release for those BTO units to start shipping with Lion. Now this is iMac specific because Apple released updated spec'd machines for the MacBook Air and Mac Mini on the day they released Lion and those were new spec machines, and as such came with Lion since the hardware and software change were simultaneous.