maximise - window in excel goes behind toolbar

hi Guys,

I am running office2004 on my macbook.
If I maximise an excel window the top of the window disapears behind the toolbars - this is very annoying.
How can I get it to maximise it in a normal way that you can still see the toolbars.
Word behaves o.k. in that respect.
However if i maximise word the top does not disappear behind the toolbar, but it uses not the full breadth of the screen - how can I get that done?

I'd greatly appreciate the answer.

cheers,

Herwig