The link at the ATT site for "understanding your first bill" does not appear to have an Iphone example, which would help a lot. Mine is 10 pages. What is confusing is on page 4 the bill says "total monthly service charges" but that amount is actually for two months (in my case, I think it's dependent on when you signed up). My total for almost 2 months is $183.95. I have 450 min and the media max 200 and m2m ($25) . Base is $39.99. Activation fee was $37.10. Lots of taxes $14.38. $5.04 of Federal universal service charge and some surcharges (that I'm not clear on). One call to directory assistance at $1.79 (ouch). Bottom line, it looks like my total charges will be around $75 ish per month.