So, my MB has been living at home. But, I'm about to start taking it out more, and will be taking it with me all over the place when I'm at Uni in a few months. The other day, I shut the lid with a pen sitting on thekeyboard. The screen wasn't damaged, but the thought that it almost was, and by something so stupid, made me sure I need to insure this thing! I can get dorm insurance, but I can't get that until I'm in a dorm, and it won't cover spills. I need something that will cover pretty much anything, spills, theft, drops, etc. www.safeware.com They seem like the only company in the US that offers this. Can anyone give me their advice as to laptop insurance? I know homeowners insurance might cover it, but I don't know how that works with a deductable and all that. I just need to get something in the next few days so I don't freak out about carrying this thing on planes and whatnot. I do not have applecare, but I do have some three year coverage from defects through Circuit City.