MBP Coverage?

[allmac1984]

I wanted to see what some of you all thought about what type of coverage to get for a new MBP 13 inch. I've searched online and I have seen sites like worth ave group, square trade, safeware that offer extended warranties and insurance policies. The price for these sites seem reasonable, but I dont know which will offer me the best deal.

I don't know if I want AppleCare because 1) it's pricey, 2) it doesn't cover accidental coverage like some of the sites above.

Anyone here had a coverage plan that wasn't AppleCare for their Apple device? What type of success have you had with these?

Cheers

 

[GGJstudios]

For warranty coverage, AppleCare is excellent and allows you to deal directly with Apple, rather than going through a 3rd party. For insurance coverage (for accidental damage), check your homeowner's policy or renter's policy.

 

[allmac1984]

No homeowners insurance for me at the moment. I read with Worth Ave. Group that I can still go directly with Apple for repairs and they would reimburse me for any costs that relate to my policy.

 

[heisenberg123]

No homeowners insurance for me at the moment. I read with Worth Ave. Group that I can still go directly with Apple for repairs and they would reimburse me for any costs that relate to my policy.

sounds like you just answered you own question

 

[allmac1984]

sounds like you just answered you own question

Yes, but I am still curious to know what others have purchased other than AppleCare.

 

[sweetbrat]

Yes, but I am still curious to know what others have purchased other than AppleCare.

Last time I checked, Squaretrade was a diminishing value policy. You get a certain amount of coverage (basically the value of the item you're purchasing coverage for). Then each time you need to get a repair, the cost of it is taken off of that $ amount. So it's conceivable that, if you needed several costly repairs, you could run out of coverage, and thus your policy ends. For some people it works. I prefer to stick with Applecare (and my homeowner's insurance for theft coverage). I've needed it a few times and have never had any hassle at all getting my machines repaired. I also find it more convenient because I don't have to pay for a repair and then get reimbursed. It really is just personal preference, though. No matter what you choose, make sure you read the policy thoroughly before signing up so you know what to expect.