Yeah those numbers are pretty low, that sort of sounds like 802.11g or 802.11n. You'd certainly need to refresh your wifi network too, in addition to buying a NAS, were your to take that route.
Over an 802.11n connection I can move a 1.98GB file from my NAS to my local machine in 3:35.
I'm still pre-coffee but I think that's around 9MB/s (74Mb/s) for the 802.11n connection.
Over my 802.11ac connection I can move the same 1.98GB file in 26 (pass 1) or 27 (pass 2) seconds, so 76MB/s or 609Mb/s. Even this doesn't allow me to push an SSD to break a sweat. If you need SSD speeds then you need a wired 10Gb/s LAN (or just plug in an SSD of course!).
Working with the cloud, yes, you need to be aware of your Internet speeds too. 10/100 is not a bad connection at all, but still far slower than you can achieve over your local wifi. Cloud and NAS are not the same, but you can leverage both. I don't use cloud but I do VPN into my home network from remote. I have a 40Mb/s down and 10Mb/s up connection, so when I'm out and about the 10Mb/s up connection is the limiting factor. I can access my files from that small town coffee shop somewhere, but it's obviously slower. Still, whether this is a factor depends on your workflow
Okay sorry, yeah i meant my internet speed, i didnt thought about that maybe it doesnt use the internet when you transfer files within your local network (unlike cloud file transfers).
I have no idea what speeds i would get for local file transfers over my network?
But what i do know is that my current router is an older version Apple TimeCapsule which only has "n" Wifi, not "ac", i dont know max speeds on "n".
I guess my next project has to be a new router.