Solved
The solution is apparently buried somewhere in Time Machine or Migration Assistant.
1) Mount, erase and format an external drive #1 (ED1) as Mac OS Extended (Journaled), GUID Partition Map
2) Set ED1 as the MBP SSD Time Machine backup drive and do a complete backup to it. Leave it mounted.
3) Mount, erase and format a second external drive (ED2) as APFS, GUID with a single partition.
4) Install Mojave onto ED2. During the installation process, when asked if there's data to be migrated tell it to migrate data from a computer or backup (the still mounted ED1 Time Machine disk). This is where the first speed bump occurred.
5) Although ED1 is not formatted as APFS, the two different partitions ("main" and "internal-data") from the MBP backup appeared as options to select from as a source for the data migration to ED2. Note - it (i.e. the Time Machine disk ED1) did not appear as two mounted volumes on the computer - just a standard single Time Machine disk. At this point I feared I was back to my original problem but pressed on and decided to select the "main" partition to migrate from. Just an "educated" guess.
6) The migration took some time as it was reading/writing to an external disk. A few restarts were forced but eventually ED2 mounted as a single Mojave drive. The only question as this point was what was on it? Did the full contents of the MBP migrate or just some subset contained on the "main" partition. The best answer I can provide is that it appears everything from the MBP was on ED2. I say "appears" because although a quick check revealed "all" my recently installed apps and data were there, a comparison of data size/files between the two provided no clues. For example, sizes of each volume showed: SSD "main" volume 79.2G, "internal-data" volume 18.8G and the new ED2 clone as 88.1G. Similar inconsistencies showed up in lower level folders. From what I could see the "internal-data" drive contained some amount of system "helper" data. For example, in its' Application folder were only about 6 apps that would not run on Mojave. In fact I don't even know where they came from. Bottom line - I went with the assumption that ED2 was now effectively a clone of my MBP. Before moving on I checked SW update and the 3 Mojave updates that I'd done on the MBP did not appear in the ED2 system so I went through that update process and restarted and booted ED2.
7) While booted by ED2 I invoked Disk Utility, erased and reformatted the MBP SSD as APFS/GUID (single partition).
8) Using Carbon Copy Cloner I cloned ED2 to the MBP SSD and restarted.
9) The machine booted fine and its' what I'm writing this message on.
So, why does this work? Where does the magic merge occur? My guess is that APFS has some sort of linking mechanism between the two partitions and either Time Machine or Migration recognized those links and copied complete files? Just a total guess though.
Sorry for being so long winded but many times it's the little details of "solutions" where people can get stuck.
Hope this helps some others in the future.
A big thank you to opeter and especially panjandrum for taking time to offer advice.
Steve