Money taken out??

Discussion in 'iPhone' started by Warwickshire88, Sep 12, 2014.

  1. Warwickshire88 macrumors newbie

    Sep 12, 2014
    Hi All,

    I have pre ordered iPhone 6 this morning and stated delivery will be on 19/9- but I notice Apple took out the full payment out of my bank account. It normally take out when they despatch it(cannot see order process online for time being, but got email confirmation this morning), it that normal for them to take it out immediately?
  2. OneMike macrumors 603


    Oct 19, 2005
    pre-authorization. 9/10 funds will be back in your account by Monday.
  3. maflynn Moderator


    Staff Member

    May 3, 2009
    I believe they put a hold on that amount and then charge you when it ships. That is sometimes there could be a situation that you get the hold and charge, meaning double the funds are being tied up - at least temporarily.
  4. phpmaven macrumors 68040


    Jun 12, 2009
    San Clemente, CA USA
    If used a debit card, this is normal. You're bank puts a hold on the funds and you will see that released back to you if a few days and then you be charged when they ship. I'm a merchant and I have people call us up fairly often thinking that we changed them twice.
  5. Warwickshire88 thread starter macrumors newbie

    Sep 12, 2014
    Cheers for the replied- I have ordered 4s and 5 in past and they never took money out till they despatch, but today was different..
  6. CooKieMoNs7eR macrumors 68000


    Nov 18, 2009
    mine says pending for $422.xx...I'm guessing they'll take it when its completely delivered.
  7. andrewmaj macrumors regular

    Aug 23, 2012
    Jacksonville, FL
    Used two different credit cards ... one for my phone and one for my wifes. Both have funds taken out. They are NOT debit cards.
  8. Warwickshire88 thread starter macrumors newbie

    Sep 12, 2014
    Expecting to be deliver on 19th Sept?
  9. andrewmaj macrumors regular

    Aug 23, 2012
    Jacksonville, FL
    One phone (16 gig ip6) has an estimated delivery date of of 9/23 - 10/1
    One phone (64 gig 6s) has a date of 10/31 - 11/10
  10. kupkakez macrumors 68000


    Apr 4, 2011
    My credit card shows a "charge" for the full amount of my phone, ac+ and case. I have a ship date of 9/19. I'm assuming its just a temporary charge.
  11. Mac'nCheese macrumors 68040


    Feb 9, 2010
    I used a credit card and my account shows the full amount "pending".
  12. Tyler23 macrumors 603


    Dec 2, 2010
    Atlanta, GA
    I pre-ordered an iPhone 6 this morning for pick-up next Friday, using my Chase IHG credit card.

    On my account, I see a pending transaction for $0.00. Usually, when a "transaction" is made as a placeholder, they charge $1.

    I spoke with an Apple rep this morning, who says she's not exactly sure about the procedure, but that I likely wouldn't be charged until next week when the phone is shipped to the store.

    I talked to Chase, and they couldn't see the transaction as it is for $0.00, which won't show in their system. However, they did say they did not receive any fraud alerts, nor anything else that would stop a payment from being made.

    I also told them about the purchase, so that if/when it does show up, it will not be flagged.

    Does anyone have any insight? Just wondering why it shows a transaction, and why that transaction is $0.00.
  13. haticK macrumors 6502a


    Jun 11, 2011
    New York
    I bought from Verizon and there's no hold or money taken out at all. This happens with a lot of things I buy though. One time I bought a desk from Staples and it didn't appear in my account until the delivery date.
  14. OneMike macrumors 603


    Oct 19, 2005
    Every situation is different. In my experience though. Debit cards "typically" see the full amount pending, where credit cards may show $1 or nothing.
  15. steve1956 macrumors newbie

    Sep 14, 2014
  16. cableguy619 macrumors 6502

    Jul 4, 2010
    Apple took its money today from me.

    ATT took a dollar and better not charge me on their screw up.

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