Money taken out??

Discussion in 'iPhone' started by Warwickshire88, Sep 12, 2014.

  1. Warwickshire88 macrumors newbie

    Joined:
    Sep 12, 2014
    #1
    Hi All,

    I have pre ordered iPhone 6 this morning and stated delivery will be on 19/9- but I notice Apple took out the full payment out of my bank account. It normally take out when they despatch it(cannot see order process online for time being, but got email confirmation this morning), it that normal for them to take it out immediately?
     
  2. OneMike macrumors 603

    OneMike

    Joined:
    Oct 19, 2005
    #2
    pre-authorization. 9/10 funds will be back in your account by Monday.
     
  3. maflynn Moderator

    maflynn

    Staff Member

    Joined:
    May 3, 2009
    Location:
    Boston
    #3
    I believe they put a hold on that amount and then charge you when it ships. That is sometimes there could be a situation that you get the hold and charge, meaning double the funds are being tied up - at least temporarily.
     
  4. phpmaven macrumors 68040

    phpmaven

    Joined:
    Jun 12, 2009
    Location:
    San Clemente, CA USA
    #4
    If used a debit card, this is normal. You're bank puts a hold on the funds and you will see that released back to you if a few days and then you be charged when they ship. I'm a merchant and I have people call us up fairly often thinking that we changed them twice.
     
  5. Warwickshire88 thread starter macrumors newbie

    Joined:
    Sep 12, 2014
    #5
    Cheers for the replied- I have ordered 4s and 5 in past and they never took money out till they despatch, but today was different..
     
  6. CooKieMoNs7eR macrumors 68000

    CooKieMoNs7eR

    Joined:
    Nov 18, 2009
    #6
    mine says pending for $422.xx...I'm guessing they'll take it when its completely delivered.
     
  7. andrewmaj macrumors regular

    Joined:
    Aug 23, 2012
    Location:
    Jacksonville, FL
    #7
    Used two different credit cards ... one for my phone and one for my wifes. Both have funds taken out. They are NOT debit cards.
     
  8. Warwickshire88 thread starter macrumors newbie

    Joined:
    Sep 12, 2014
    #8
    Expecting to be deliver on 19th Sept?
     
  9. andrewmaj macrumors regular

    Joined:
    Aug 23, 2012
    Location:
    Jacksonville, FL
    #9
    One phone (16 gig ip6) has an estimated delivery date of of 9/23 - 10/1
    One phone (64 gig 6s) has a date of 10/31 - 11/10
     
  10. kupkakez macrumors 68000

    kupkakez

    Joined:
    Apr 4, 2011
    #10
    My credit card shows a "charge" for the full amount of my phone, ac+ and case. I have a ship date of 9/19. I'm assuming its just a temporary charge.
     
  11. Mac'nCheese macrumors 68030

    Mac'nCheese

    Joined:
    Feb 9, 2010
    #11
    I used a credit card and my account shows the full amount "pending".
     
  12. Tyler23 macrumors 603

    Tyler23

    Joined:
    Dec 2, 2010
    Location:
    Atlanta, GA
    #12
    I pre-ordered an iPhone 6 this morning for pick-up next Friday, using my Chase IHG credit card.

    On my account, I see a pending transaction for $0.00. Usually, when a "transaction" is made as a placeholder, they charge $1.

    I spoke with an Apple rep this morning, who says she's not exactly sure about the procedure, but that I likely wouldn't be charged until next week when the phone is shipped to the store.

    I talked to Chase, and they couldn't see the transaction as it is for $0.00, which won't show in their system. However, they did say they did not receive any fraud alerts, nor anything else that would stop a payment from being made.

    I also told them about the purchase, so that if/when it does show up, it will not be flagged.

    Does anyone have any insight? Just wondering why it shows a transaction, and why that transaction is $0.00.
     
  13. haticK macrumors 6502a

    haticK

    Joined:
    Jun 11, 2011
    Location:
    New York
    #13
    I bought from Verizon and there's no hold or money taken out at all. This happens with a lot of things I buy though. One time I bought a desk from Staples and it didn't appear in my account until the delivery date.
     
  14. OneMike macrumors 603

    OneMike

    Joined:
    Oct 19, 2005
    #14
    Every situation is different. In my experience though. Debit cards "typically" see the full amount pending, where credit cards may show $1 or nothing.
     
  15. steve1956 macrumors newbie

    Joined:
    Sep 14, 2014
  16. cableguy619 macrumors 6502

    Joined:
    Jul 4, 2010
    #16
    Apple took its money today from me.

    ATT took a dollar and better not charge me on their screw up.
     

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