Last time I had a few questions, they were answered very nicely. So I think I'll come back here for help! Anyways, I've got a few more iPhone questions I'd like to be answered before I purchase. 1. I've already got an iTunes account. The thing is, when I signed up, I signed up with a pre-paid iTunes card. Now, I saw the activation video, and no where did I see the requirement of a credit card, so I'm assuming that by "You must have a credit card" they meant for signing up for an account on the iTunes Store. So, if I have an iTunes account already, will they ask me for a credit card even if I made the account without one? 2. I heard you can minus $20 from your bill if you take away the "data plan." Well, what if you have a family plan, witch is $80 with the iPhone on it, (you add $20), well then wouldn't that make your bill $60? Meaning the $20 you just added is completely gone? So your back down to $60? Thanks.