We are headed to Auckland, NZ for three months (Jan-Mar) and are looking for tips about anything and everything. My wife and two kids (1 and 3 YO) will be with me. We've already found a furnished house in Remuera, have a car figured out, and have the phone/internet figured out too. Mostly I'm interested in some tips on how to juggle the exchange rates and tips about places to go and things to see. We'll probably do a lot of day and overnight trips from Auckland. Specifically, does anyone have any ideas about how to lose the *least* amount of money with the exchange rates? I don't usually worry about it for a 1 or 2 week trip, but 3 months is a different game. I've thought about bringing traveller's cheques and opening a bank account so that I can use local ATMS etc and pay the rent with a local check. I also want to find a US credit card that has minimal fees for foreign charges. Any suggestions? Not sure if I can get an NZ credit card. What is the best way to handle this? I just paid US$35 to wire money to secure the house. Ouch!