Oxford area. So what do you guys and gals recommend for: 1. DSL Best ISP? I don't won't any USB modem sh*t. Do any ISPs offer Ethernet modems or do I need to purchase one seperatly? What about DSL+phone deals? 2. Mobile phone Which operator would you recommend? I would need a max of 2hours/month - no text. 3. Who's a good bank? I've been told HSBC and RBS are good. Do you agree? 4. Any advice on insurance (car + home)? Thanks for your help/advice. Anything else you think might be useful to know is most welcome. I understand the closest Apple Store is in London?