Damn.. I got to be careful with my iPhone 6 Plus because it does not have a case until next month. I don't have an AppleCare+ but I do have Asurion insurance anyway. 

Loose this one and AppleCare won't cover it.
I am just glad I got apple care+ on mine. I dropped mine 3 times within 5 minutes the other morning walking to the bathroom like a zombie. it slipped out of my hand twice banging against the sink once before hitting the floor and the 3rd time it fell off my bed. I was like "SMH seriously?!?" thank god my floor is slightly soft so nothing happened. not even a scratch phew
Maybe, stop taking your phone to the bathroom, Leave it in bed. #
This sounds silly, but make up something that keeps happening to your iPhone 6+ and odds are a nice genius will just swap it with no questions asked. Aka, my front facing camera is off center - would be the defect thats on my iPhone 6 currently.
That doesn't sound silly. It sounds dishonest.
You do realize that next years model (If history is any indication) will be exactly the same (asthetically speaking) as this years. So if you're "not feeling" the 6, chances are you won't be feeling the 6S either.
He means that they look the same, aesthetics is all about the look.At first glance you'd be correct.
However .... every asthetically speaking, updates to iPhone models tend to fare better in functionality/features and well slight colour choices.
iPhone 4 vs 4S:
No-Siri / Siri
Attenuation / No-Attenuation (or antennagate/no-antennagate)
color choices same - yet better 'white' balanced on 4S
Fast CPU
Better GPU
iPhone 5 vs 5S:
All Black / Space Grey ... I still prefer all Black, but no paint chipping on metal frame speaks better quality and asthetic appeal.
No-iTouch / iTouch fingerprint reader
^ I'm STILL pissed that although Apple clearly stated on announcement of 5S there is a Secure-Enclave, ApplePay says the 5S doesn't and thus not compatible..
Fast CPU
Better GPU
So ... there goes your theory.