I thought I would post an update on my speakerphone volume issue. I arranged for Apple to send me a loaner. It arrived today. I have a sound level meter so I took some measurements. My current ringtone is Old Phone. At maximum volume the speaker puts out 89 db. I then called time and temperature, set the speakerphone to max volume and it measured 66 db. The loaner phone from Apple measures exactly the same. So I am now skeptical that the volume can be increased, but I am still hopeful. I will test the fixed phone when it returns and post the results. On a side note, I convinced Apple to waive the $29 fee for the loaner. It took a while, but I just kept talking (very politely of course) pointing out that it was a bad policy and they finally relented. I also tested the sound level of my old Razr. Ringtone was 98db and speakerphone was 88db.