10Gbps is pretty cheap these days, especially if you're just using a couple devices for high speed.No, that is not what I said.
A locally attached Thunderbolt drive can deliver up to 40 Gbps. With Thunderbolt 5, even 80 Gbps.
Network-attached storage can deliver up to 1 Gbps or 2.5 Gbps. Best case, you can get a 10 Gbps network, but that's quite expensive.
In the affordable 1 and 2.5 Gbps Ethernet world, it doesn't matter whether you use spinning drives or SSD, especially if you use an SSD cache with your RAID storage.
$130 switch that you just use for your fast devices, some USB to 10gbe ethernet devices (if your computer doesn't have it built in), good to go. Zero reason to have (pay for) your entire network on 10gbe-- just the devices that benefit from it-- which for most people is their NAS and a couple computers.
Not saying that local isn't faster, just that... fast ethernet is pretty cheap these days, if you're smart about how you deploy it.
Also, the benefits of SSDs over spinners really are...
latency
volume
power consumption
Absolute transfer speed is almost a perk, for NAS use