We are looking to by a MBP for my daughter who is going to college as a Journalism Major. The Journalism department recommends Macs, so we are trying to learn as much as we can as none of us currently have or know much about Macs. We are most likely looking at the MBP 15" 2.4 The bundles offered by the school for this computer are $2152.95, but I think we will buy it seperately instead. The bundle comes w/ laptop, choice of sholder bag or backpack, microsoft office, 25' ethernet cable, 4gb flash drive, surge protector, notebook lock and 3 year warranty. I can get this computer for $1699 w/ the Student discount. I can get Office 2008 for $109.99 from Amazon (saving $40), I can go to the Apple store in Delaware and save the tax on it (roughly saving $101.94 just based on $1699), she doesn't need a bag and we can easily and cheapily buy ethernet cable, flashdrive, surge protector and notebook lock. We do not usually buy protection plans, and I'm fairly confident that for $239 for an extra two years of protection, she can use her money better in other places. Is my thinking right in how I plan to buy it. Not buying the insurance? What kind of external hard drive should she get? Is the Time Capsule something we should consider? Would the Time Capsule conflict with her roommates Mac on saving info and how safe is the data with other kids all running off the school's network system? Anything I need to consider or think about? Thanks in advance.