So as you can see from the title, I am a college student in need of finance for a MacBook Pro. First of all, I have a full time job as well as school, so I do have steady income. I would like to get a new 13" Retina MacBook Pro ($1499) for next school year, but will need it for the summer as well. This is why I would like to finance. I know you can apply for the Barclays, but I have not yet built up a credit score. My income is around $900 per month. Also, would I be able to get the student discount with it? I would like to hear what other people have to say about their purchases using Barclays. Here are some of my questions about the card: -Is there no interest if payments are on time and the item is payed in full within the 12 months? -Can I make a down payment? -Can I pay more back at one time if I have the extra money? Any help would be appreciated!