I have over 10 Apple laptops and desktops for myself and my family plus many peripherals (five Cinema monitors, etc). Never got AppleCare, and it's definitely been the right choice. To date I've had the following hardware problems occur ... A Cinema PSU blew ($120 - would have been in AC warranty) A old MP daughterboard blew ($120 I believe - would have been out of AC warranty) A 2011 MBP video system blew ($320 - would have been in AC warranty) A 2008 MBP won't boot from any internal drive. Not fixed yet, would have been out of warranty. At any rate totaling up all my devices I would have paid FAR more by buying Apple Care for all of them, then I did by just paying for fixing problems as they appeared. Apple repair costs are quite reasonable. But I'm considering whether the nMP is different. It is a really new device. There's reports of coil whine, sometimes appearing a month after purchase, and it's really expensive. Thoughts?