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Man, people on MacRumors love to complain about Apple. They offer something for FREE that is optional, and hasn't been offered before, and people complain about it. Reminds me of when Apple used to do that 10 days of Christmas that gave away free iTunes movies, games, tv shows & music, and people were complaining on here because they didn't like the specific items that were offered for free.
Of course this is a bad offer. Wasting a hard credit pull on such an offer is waste of time. By the time you spend 100 transactions over 10 months, airpods pro 4 would have been released.
 
Can someone answer this for me…

Let say I do what Apple requires to get this deal.
Then each of the qualifying months (July-April) I only make ten $1.00 purchases to get the $25 cash back. If I don’t ever use the card again, what happens to the $150 leftover cash back after 10 months? (for argument’s sake I’m neglecting tax) Can you transfer that over to your bank? Or is $150 destined to forever be a credit for any future purchases?
Thank you in advance.
 
Of course this is a bad offer. Wasting a hard credit pull on such an offer is waste of time. By the time you spend 100 transactions over 10 months, airpods pro 4 would have been released.
That doens't make any sense. It's not like Apple won't send you the airpods until you complete the offer, so you still got 10 months of free airpods usage before the new ones (hypothetically come out). And also, the 3's are still Free, while you have to pay for the 4's that you can purchase in 10 months.

How many credit cards are you applying for that one pull is going to hurt your odds.
 
Can someone answer this for me…

Let say I do what Apple requires to get this deal.
Then each of the qualifying months (July-April) I only make ten $1.00 purchases to get the $25 cash back. If I don’t ever use the card again, what happens to the $150 leftover cash back after 10 months? (for argument’s sake I’m neglecting tax) Can you transfer that over to your bank? Or is $150 destined to forever be a credit for any future purchases?
Thank you in advance.
I don't think it works like that. I think it works like they charge you for the airpods, and break it up over 10 months, like they do when you finance a laptop. Each month, $25 of the purchase price is applied to your account, and then the credit offsets the $25, so you don't owe anything (for them that month). They don't actually give you $250 and the Airpods.
 
It doesn't seem that awful—if you take public transit (and are a new customer), just switch your tap-to-pay card to the Apple Card and you'll easily rack up 10 charges in a month.
 
It doesn't seem that awful
It doesn't seem awful at all. It's literally free AirPods Pro 3 for new card holders for doing nothing special or hard. Arguably better and easier than cards that require $1000 in purchases to unlock a $200 cash bonus.

I did not expect anyone to complain about it but guess I shouldn't be too shocked. If Apple donated $10 million to a cause, there'd be people saying "thats it?"
 
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