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Apple today began the latest promotion for Apple Pay, this one themed around holiday shopping. During the event, you can gain access to special offers from 12 different online stores from December 6 through December 19.

apple-pay-holiday-promo-2018.jpg

Below we've listed every website and app and their special offers. Of course, to get the offers you'll need to checkout using Apple Pay and a compatible debit or credit card, and these offers are available in the United States only.

Websites

[*]Abercrombie & Fitch - $10 off when you spend $100 or more

[*]Allbirds - Exclusive Galactic Blue shoelaces with Apple Pay purchases

[*]Outdoor Voices - $20 credit when you spend $95 or more

[*]Pier 1 - 10 percent off all Apple Pay purchases with code APPLE10

[*]Smartwool - 15 percent off all Apple Pay purchases with code APPLEPAY15

[*]Uniqlo - $15 off and free shipping when you spend $99 or more with code APPLE

Apps

[*]BJ's Wholesale Club - $10 off when you spend $150 or more in the BJ's Wholesale Club app

[*]Boxed - 15 percent off all apple Pay purchases with code APPLEPAY15

[*]HBX - Free shipping when you spend $50 or more

[*]Houzz - Free shipping on special products in the Houzz app

[*]Saks Fifth Avenue - Free beauty gift with Apple Pay purchases in the Saks app with code SAKSAPL5

[*]Warby Parker - Exclusive collapsible Parker Case with Apple Pay purchases
As it usually does, Apple also reminds shoppers that they can use Apple Pay Cash, this time with the example of chipping in for a friend's holiday gift. The last few Apple Pay promos included partnerships with Panera Bread, Ray-Ban, Postmates, and more.

Article Link: New Apple Pay Promo Launches With Special Holiday Offers From 12 Different Stores
 

cardfan

macrumors 68040
Mar 23, 2012
3,946
4,986
Sorry apple you have to do much better than that to get me to use Apple Pay. You have to pay me a percentage each time or it’s not worth the hassle.
 

4jasontv

Suspended
Jul 31, 2011
6,272
7,548
Apple Pay is less hassle than cards!

I disagree. Not everyone takes ApplePay. Therefore, I still need to have my card with me. Since I can also tap my card it’s typically easier to just pull that out, and if tap to pay is unavailable with that merchant I just use the chip.
 
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CarpalMac

macrumors 68000
Nov 19, 2012
1,599
3,936
UK
I disagree. Not everyone takes ApplePay. Therefore, I still need to have my card with me. Since I can also tap my card it’s typically easier to just pull that out, and if tap to pay is unavailable with that merchant I just use the chip.

In addition to your very valid points, fumbling and dropping your card is also a lot less upsetting than dropping a £1000+ phone on the floor. Assuming the person hasn't already spent a further £300+ on a watch.

Until such time that every retailer can accept payment via a phone, my driving licence is accepted as proof of ID via my phone, all my reward cards can work via my phone (and switching between them and payment whilst stood at a till is painless) and I can withdraw cash from a cash-point with my phone and my phone battery will never go fully flat so as not to leave me financially "beached", my wallet will be by my side as well.
 
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4jasontv

Suspended
Jul 31, 2011
6,272
7,548
In addition to your very valid points, fumbling and dropping your card is also a lot less upsetting than dropping a £1000+ phone on the floor. Assuming the person hasn't already spent a further £300+ on a watch.

Until such time that every retailer can accept payment via a phone, my driving licence is accepted as proof of ID via my phone, all my reward cards can work via my phone (and switching between them and payment whilst stood at a till is painless) and I can withdraw cash from a cash-point with my phone and my phone battery will never go fully flat so as not to leave me financially "beached", my wallet will be by my side as well.

Yes, but that is also where I opt out. Unless the officer is forbidden from touching my phone with my drivers license, I am in no way interested in them taking my device back to their car.
 

Sasparilla

macrumors 68000
Jul 6, 2012
1,917
3,291
Nice to see Apple doing this, I use it wherever I can - for the security if nothing else. Apparently the Chip Cards are still being stolen like the prior ones here in the U.S. - so ApplePay's automatic one time use numbers are totally awesome.

I disagree. Not everyone takes ApplePay. Therefore, I still need to have my card with me. Since I can also tap my card it’s typically easier to just pull that out, and if tap to pay is unavailable with that merchant I just use the chip.

So what card are you using that's Tap and Pay and which country are you in? Here in the U.S. the only card I've seen with Tap and Pay enabled is CostCo's Visa (which CostCo, or its bank, only allows the tap and pay to work at CostCo, very cool, but nowhere else...unbelievable).

The Banks here didn't enable the PIN part of Chip and PIN even though it'd be much more secure because they make more money per transaction if the buyer doesn't enter a code (since it gets counted as a debit then and charged much less in transaction fees) - so we have no PIN. I'm guessing Tap and Pay has something similar here (lower transaction fees for banks) in the U.S. since few to no banks are offering it.
 
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CarpalMac

macrumors 68000
Nov 19, 2012
1,599
3,936
UK
what card are you using that's Tap and Pay and which country are you in? Here in the U.S. the only card I've seen with Tap and Pay enabled is CostCo's Visa (which CostCo, or its bank, only allows the tap and pay to work at CostCo, very cool, but nowhere else...unbelievable).

That is interesting and does definitely score 1 for Apple pay then in the USA. Here in the UK I can do contactless payments (up to £30 I think it is) virtually anywhere, including even my office canteen. All of my credit cards have it.
 

edwrap

macrumors regular
Nov 7, 2012
106
231
Don't get me wrong, I use Apple Pay whenever it's available. But Apple needs to fire whoever is in charge of these pathetic deals. Has there ever been a good one? Apple Pay promos always look like marketing promotions that probably cost Apple little to nothing. Meanwhile, just about every other payment processor has spent actual money and given far better deals to people.
 

imola.zhp

macrumors 65816
Jun 1, 2010
1,281
955
Mud Island (Memphis), TN
I've still never used apple pay and I am a fairly large apple fan. I have it set up, its just not a habit.

I just started using my phone and watch for boarding passes so maybe one day.
 

4jasontv

Suspended
Jul 31, 2011
6,272
7,548
Nice to see Apple doing this, I use it wherever I can - for the security if nothing else. Apparently the Chip Cards are still being stolen like the prior ones here in the U.S. - so ApplePay's automatic one time use numbers are totally awesome.



So what card are you using that's Tap and Pay and which country are you in? Here in the U.S. the only card I've seen with Tap and Pay enabled is CostCo's Visa (which CostCo, or its bank, only allows the tap and pay to work at CostCo, very cool, but nowhere else...unbelievable).

The Banks here didn't enable the PIN part of Chip and PIN even though it'd be much more secure because they make more money per transaction if the buyer doesn't enter a code (since it gets counted as a debit then and charged much less in transaction fees) - so we have no PIN. I'm guessing Tap and Pay has something similar here (lower transaction fees for banks) in the U.S. since few to no banks are offering it.

US. Both of my Amex have it. I think I’ve had it In my card since 2000.
 

deeddawg

macrumors G5
Jun 14, 2010
12,177
6,302
US
Apple Pay is less hassle than cards!

Only when it's available / works.

Try to pay for a cart full of stuff Home Depot, Lowes, Publix, or Kroger using ApplePay.

QuikTrip does take ApplePay inside, but that's a bit more hassle than just paying at the pump.

I use ApplePay everywhere I can -- but many places still don't take it, and those which do still sometimes have issues at the POS terminal and I have to revert to a card.

As for Apple Pay Cash -- why would I give up my 2% cash back using my Citi Doublecash card or the rotating quarterly 5% cash back on Chase and Discover? I get that when using them with ApplePay too, so I'm just not seeing the benefit of using Apple Pay Cash vs. using my cash-back cards in Apple Pay?
 

askmrlee

macrumors newbie
Dec 7, 2018
2
0
Nice to see Apple doing this, I use it wherever I can - for the security if nothing else. Apparently the Chip Cards are still being stolen like the prior ones here in the U.S. - so ApplePay's automatic one time use numbers are totally awesome.



So what card are you using that's Tap and Pay and which country are you in? Here in the U.S. the only card I've seen with Tap and Pay enabled is CostCo's Visa (which CostCo, or its bank, only allows the tap and pay to work at CostCo, very cool, but nowhere else...unbelievable).

The Banks here didn't enable the PIN part of Chip and PIN even though it'd be much more secure because they make more money per transaction if the buyer doesn't enter a code (since it gets counted as a debit then and charged much less in transaction fees) - so we have no PIN. I'm guessing Tap and Pay has something similar here (lower transaction fees for banks) in the U.S. since few to no banks are offering it.
Nice to see Apple doing this, I use it wherever I can - for the security if nothing else. Apparently the Chip Cards are still being stolen like the prior ones here in the U.S. - so ApplePay's automatic one time use numbers are totally awesome.



So what card are you using that's Tap and Pay and which country are you in? Here in the U.S. the only card I've seen with Tap and Pay enabled is CostCo's Visa (which CostCo, or its bank, only allows the tap and pay to work at CostCo, very cool, but nowhere else...unbelievable).

The Banks here didn't enable the PIN part of Chip and PIN even though it'd be much more secure because they make more money per transaction if the buyer doesn't enter a code (since it gets counted as a debit then and charged much less in transaction fees) - so we have no PIN. I'm guessing Tap and Pay has something similar here (lower transaction fees for banks) in the U.S. since few to no banks are offering it.


I have to reply because there is a lot of incorrect information in this post. It’s true that in the US you will find fewer contactless credit and debit cards than say about 5-10 years ago. Chase stopped issuing contactless cards but in the US Amex, Capital One, HSBC, BMO, Venmo are just a few examples that currently issue contactless cards. In the case of Amex it is no longer issued by default but can be requested, even their Platinum Charge card has a contactless option.

The Costco Visa by Citi will work at any contactless terminals, not just at Costco. I’m not sure where you got that info.

Regarding the hard to find US Chip and PIN cards it’s true that the vast majority of US banks opted for Chip and Signature. Among the many reasons cited is that in the US we associate cards PINs for debit and not for credit. Now if you issued Chip and offline PIN cards on a credit cards you have to have a way for people to customize the PINs and to get this encoded on the card. Do a search for Barclays Arrival Plus Chip and PIN customization and you’ll see it takes more than just a phone call or online form to get this done.

There are banks that have Chip and offline PIN cards like BMO Harris, State Dept and Andrews FCU among others but yes they are very hard to find.

What you described as far as PIN use on cards applies to debit cards only and has to do with transaction routing and fees.

Tap and Pay has nothing to do with the transaction routing (debit vs credit). It’s merely an input method. You could still do tap and pay with a contactless debit card and be prompted for a PIN or pick credit.

Chip Card number stealing is much less likely to happen than magnetic stripe skimming but more likely the card number has been obtained another way like hacking and a fake magnetic stripe card has been created and used. This happened to me and my bank immediately declined the purchase at a Walmart (one of the early Chip read adapters). I asked the agent how the card was entered and it was swiped not Chip read. And as predicted with Chip card implementation card fraud has shifted more to online where we don’t (yet) have ways to read the chip to make an online purchase.
 

askmrlee

macrumors newbie
Dec 7, 2018
2
0
Nice to see Apple doing this, I use it wherever I can - for the security if nothing else. Apparently the Chip Cards are still being stolen like the prior ones here in the U.S. - so ApplePay's automatic one time use numbers are totally awesome.



So what card are you using that's Tap and Pay and which country are you in? Here in the U.S. the only card I've seen with Tap and Pay enabled is CostCo's Visa (which CostCo, or its bank, only allows the tap and pay to work at CostCo, very cool, but nowhere else...unbelievable).

The Banks here didn't enable the PIN part of Chip and PIN even though it'd be much more secure because they make more money per transaction if the buyer doesn't enter a code (since it gets counted as a debit then and charged much less in transaction fees) - so we have no PIN. I'm guessing Tap and Pay has something similar here (lower transaction fees for banks) in the U.S. since few to no banks are offering it.

Wrong. This is one reason why most banks in the US didn’t issue Chip and PIN cards. Because we to associate PIN cards with debit and not credit. The cost differential mentioned refers to credit vs debit not PIN vs non PIN.

The US is not setup for an easy way to customize the PIN on a true Chip and PIN card which requires encoding the PIN onto the card and going to a terminal to get this encoded. Entering an incorrect PIN on a Chip and PIN card too many times will lock out the card. This is what happened in Canada when people got their Chip and PIN cards early and forgot their PINs when the terminals started to require them.

Regarding the theft of Chip cards. I’d challenge that notion and say that the card number was more like obtained either by file hacking or the mag stripe info not the Chip data.
 
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