It extends the standard warranty to 2 years and gives you the option to have the phone serviced for accidental damage at a cost of $79 (2 times only).
So if my phone cracks they will repair it for $79 if I have Apple care? What about it getting wet and all that?
Also do they cover theft?
Doesn't cover theft/loss. Still better than any other insurance tho. Mobile insurance is good to have for theft/loss but if you read the fine print, it does say they have the right to send you a replacement phone of a different brand and/or model. At least that's what it says on AT&T. Not sure if they ever have done this but they certainly can.
So wait if I have AT&T and I have the Plus and it get stoled or something they would give me something lower if they don't have the plus in stock at the time?
I've never got Apple care in my life, I always just bought an iPhone and that's it but with this sexy new device that is HUGE and I think I might break it. So can anyone tell me what Apple Care does before I spend $100 on it.
AppleCare + for accidental damage and add a rider to your homeowners or renters insurance for theft and loss.
Would the rider cover theft/ loss due to a burglary at your premises? Are you covered if you are robbed off the premises that you are purchasing renters insurance for?
I am sure that not all polices are the same, but mine covers those things
You have to also look at whether it covers the full replacement cost or an amortized amount. Homeowners and renters policies vary in that regard. If the policy covers only a depreciated amount and accompany that with a high deductible, then it isn't very useful as phone insurance.
$6.99 a month for theft/loss coverage is fine with me. Also, I don't think they would replace your Plus with something else but the fine print says they can if they want
With the company I have (and with many) the deductible for the phone rider is much lower ($100) in my case. It does not have the same deductible as my standard homeowners policy ($2500).
Good point about checking for what replacement cost it covers.