To shave a fine edge on the question of whether MACs are vulnerable to viruses. The reason why there have been no MAC OS 10 viruses in 12 years has more to do with the laziness of the folks who write virus code. They just don't want to bother writing virus code for UNIX platforms -- too much trouble. So they focus their talents on the weaker Windows environment. It is just easier.
A case of optimizing the effects of time and effort. That only means that when a really neurotic code slinger gets motivated, then there will be a MAC virus.
And whoever said -- None of the current protection plans will be effective -- Yes probably that is correct.
Oh and I forgot. My MAC hard drive crashed a week ago right after I installed the most recent Intel security update. Lost a lot of stuff.