I don't live in NY, but there are ways to get your bills lower no matter where you live. Check with your school/work/whatever regarding discounts with AT&T. I've been with AT&T for years and years now and just in the past year realized I was eligible for a discount through my school this whole time (I'm now an alumnus but have a permanent .edu email address through it). It saves something like 9 bucks off my bill. You can check studentrate.com for school discounts
I have the lowest minutes plan 450/5000, 200 texts, and unlimited data
My last bill was $69.xx, total, after all taxes and fees, etc. My bill used to routinely top $110 for the lowest minutes plan, unlimited texts, and internet.
I've been using TextFree for about 6 months now with great success to offset the fact that I only get 200 AT&T texts (I use several thousand per month). TextFree now also has picture messaging and voice. You get completely free incoming calls and you can accumulate free outgoing minutes very quickly and easily. I've accumulated 2,000+ outgoing minutes, all for free. So in this sense you can really make up for the fact that you only have 450 anytime minutes with AT&T.
I would drop my texts completely from AT&T and get my bill down to under $65 but I keep it around as backup in case there are ever TextFree issues