Do you think apple has put a block on the NFC chip so it can't be accessed by third party apps or will it be free to use? I know apple has a habit of including cool tech but not letting people access it right away. I want to be able to not just use the NFC for payments, but also to set up a car mode if I put it in a certain spot of my car, a night mode for when I put it on my night stand, and many other things too that android users have been able to do for years. Will iphone 6/6+ have that ability too?