No, seriously how can you afford a brand new iMac?

Discussion in 'iMac' started by clamchowderz, Jul 27, 2010.

  1. clamchowderz macrumors member

    Oct 7, 2008
    Mountain View
    Like most of you I am enamored with the new iMacs. I'm eyeing the i7 27-inch with SSD+HD Combo.

    Which brings me to my question; where do you get the money to pay for these machines?

    I am a student, so I dont have much money. I dont own a credit card and work approx. 20 hours a week @ $35 an hour. I live with my girlfriend and have the regular bills to pay. Rent is a modest $550 a month.

    So, how do you do it? How can you afford to drop 2g's and still survive?

    Maybe I am young and naive but I would really like to know how you can afford one these bad boys:)

  2. bolen macrumors 6502


    Jul 22, 2008
    Save money a couple of months before a refresh is usually my strategy. This time I'm thinking about getting it on a 3 months payment plan ($15 one time fee, 0% interest) from one of the big online stores in my country.
  3. macgeek18 macrumors 68000


    Sep 8, 2009
    Northern California
    Hey,I'm in the same boat.I'm still wondering where I'm going to get the $400 dollars after selling my MB to get a 13"MBP for school,because I'm a AS in CIS networking and minoring in programing and need FW.If I had the cash I would through it down on a 27" i7 myself.I'm drooling over that high end ATI card with 1GB of VRAM.
  4. Matthew Yohe macrumors 68020

    Oct 12, 2006
    Uh, 2,800 bucks a month and you can't afford one?

    Where does all that money go? You said rent is 550 a month... okay just for fun, throw on another couple hundred for utilities. Let's even say 1,000 a month just to live at home... Where does the other 1,800 bucks go?

    (yeah, I know you probably don't take home 2,800 bucks a month after taxes, but seriously, I don't see how it would be hard for you to pull it off.)
  5. moocat macrumors member

    Jan 30, 2010
    Norman, OK
    Macs are an investment - save up enough to buy your first and then sell it while it still has a high value and throw in a few hundred of your own dollars to upgrade (do this every year or two). If you're a student get the free ipod and printer and sell them to offset a few hundred dollars of your costs. Get a credit card like discover to get 5% cash back. Maybe if you feel the price is too high - get a less powerful model than the one you are lusting after. At least to me it seems like Macs can do a lot more with a lot less powerful hardware. In fact the old c2d iMac (2.16 GHZ 2GB DDR2 ram - white kind) I am typing this on feels only slightly slower than my powerful windows 7x64 desktop (core i5 3.33 GHZ 6GB DDR etc).
  6. Ravich macrumors 6502a

    Oct 20, 2009
    Portland, OR
    You are a student, and you have managed to secure a 35$/hour job. How? Are you not competing with other candidates that have 3 masters degrees?
  7. protox macrumors regular

    Jun 21, 2010
    Carlsbad, CA
    Wife and I earn a six figure salary each. Both Sr Software Engineers.
  8. JHorstmann macrumors member

    Jul 26, 2010
    Sounds like someone needs to live a little. Junior doesn't need a college fund.
  9. crowsNest macrumors newbie

    Jul 27, 2010
    I'm in a similar boat, but $35 per hour doesn't sounds bad to me (im a kiwi). I have no shame and am borrowing about 1/4 the cost from my younger brother for a i5-quad im thinking.

    He got the sweet deal on my old gaming PC im replacing. I tried the PC thing but I like the idea of boot-camp, best of both worlds for work & play. Bit overpriced but i NEED logic.
  10. aggri1 macrumors 6502

    Jul 21, 2010
    Um, I might have missed something, but he said 20 hours at $35 per hour. (That's a great rate!)

    35 x 20 = 700
    35 x 20 .ne. 2800 (I miss the option-equals-sign on this WinPC)

    If you're living on $700 per month even after paying that much rent, I think you're doing pretty well. No wonder you probably can't afford a new Mac. I found myself another cheaper hobby until my studies were finished, and made do with five+ year old machines (I'm using a G4 at home still).

    The crazy thing is that some people really don't understand these situations. They seem to have NEVER been in the situation where they can't just get what they want whenever they want it. Crazy world huh?

    Good luck saving dude, if that's what you intend. Or instead, go buy your gal a dinner and enjoy life a bit.

    Cheers, A.
  11. nesuser2 macrumors 6502


    May 15, 2004
    NW Ohio
    his whole question sound hypothetical....the other way that I kind of took it is that $35 is their hourly wage/rate so they try to work at least 20 hours a week. $35 isn't that difficult to come across for a lot of professions if you are working for's when you work for others that all that money disappears!
  12. Abs1nth3 macrumors newbie

    Jul 12, 2010

    If your making as much money as you say and cannot afford an iMac, you just need to make it a priority to save up and get one. Start at $300 a month and within 6 months it's yours.
  13. DoFoT9 macrumors P6


    Jun 11, 2007
    seriously? $550 a MONTH for rent? we pay $300 a WEEK here! :mad:

    i saved up 3 years for my iMac.
  14. uanuglyfool macrumors regular


    Mar 8, 2009
    The Moon, CA
    Looking for any Electrical Engineers? :D
  15. wywern209 macrumors 65832


    Sep 7, 2008
    do you rly want to know?
    OP, what do you have over after all the utilities, living expenses? like other people suggested, we save up for a couple of months. the younger members around here work in the summer and use the ash from that to get the macs because they don't have to cover living expenses.
  16. admanimal macrumors 68040

    Apr 22, 2005
    20 hours per week. So 700 x 4 = 2800 per month.
  17. DRMsux macrumors newbie

    Jul 27, 2010
    US student? get a subsidized student loan and throw a little bit of cash at it every month until you're done with school. shouldn't have much debt left when you're done, and even if you do you can negotiate something like $100/month until it is paid off.

    this is, of course, coming from someone who accumulates student loans like he'll never have to pay them back.
  18. AAPLaday Guest


    Aug 6, 2008
    Manchester UK
    Yeah just put some away every month. Soon adds up. The hardest thing is deciding which machine is right for you :D
  19. Tobster3 macrumors 6502

    Jun 3, 2010
    South Korea
    Hang in there. Rome wasn't built in a day.

    I am 32, been working solid for 14 years and will be buying my first iMac in the coming weeks.
  20. Matthew Yohe macrumors 68020

    Oct 12, 2006
    Stop there.
  21. rajbonham macrumors 6502

    Mar 29, 2010
    Myself, my parents, my dog, my cats and pet hermit crab earn six figure salaries. Parents are Sr. Software Engineers. I'm a Software Engineer and the pets are Jr. Engineers. :rolleyes:

    Seriously, who cares!?!??! I hate "money" discussions like these. Only leads to people bragging about how much money they make...
  22. Queso Suspended

    Mar 4, 2006
    I have my own company and pimp my services out to entertainment companies the world over :)
  23. HE15MAN macrumors 6502a


    Sep 3, 2009
    Florida's Treasure Coast

    $35 an hour is an awesome wage. I dont even make that with a bachelors and 8 years experience. My rent is $950 and my truck payment is $550. I managed to buy a few Apple products with my measly wage
  24. ravinder08 macrumors 6502

    Jun 11, 2010
    Hey I'm 41 and getting my first Mac!

    Going for the 27" i7

    I've just signed up for a new credit card that gives you 0% interest on purchases for 12 months. This is the only way I can afford to do it. I'm also getting the Student Discount by enroling on a free part time college course, which knocks a couple of hundred £'s off the price.

    It is expensive but hopefuly it'll be worth it as I'm replacing a battered 10 year old PC.


Share This Page