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Genuine question, what's the use case for Wallet on a Mac?
Biggest issue, would probably be tough to do in general as "breaks" the uniqueness of each Wallet/Apple Pay setup. Virtual card numbers are different across the platforms for same card(s) so problem #1 there. And passes, tickets, are tied to a specific Secure Enclave, similar to how cards work, so a Mac Wallet would probably break passes, problem #2. And more important, where/when available, things like ID cards, keys, access badges, etc. Don't want that leaking out of the Secure Enclave where it will be used, big problem #3.
MacOS Wallet/Apple Pay does "work" for credit cards but no matter the Apple platform, Wallets on them are not a replacement for
card issuer's app re accuracy.
No NFC chip (which Wallet uses) so can't make payments at a POS. Not convenient as tough to use an iMac/Macbook at a POS. And iPad does not have Wallet either, which is easier to use at POS vs a Mac.
Don't see Apple in a hurry to port Wallet to Mac as will break security and has no real value add, especially since a bazillion iPhones out there and many (most?) of those users are not Mac users, so lots of work for Apple and no addition to bottom line.