Okay, I have to admit, I don't own a cell phone, never have. I'm currently at the point where I have to consider buying one due to not having a land line in the future. So, I noticed there are two types of iPhones, one locked to a specific carrier and one is not locked and requires a simm card. The one that is locked is usually about $200 and the on that isn't locked is about $600. Looking at the pricing plans for several carriers, I see that I can expect to pay a lot more for just basic service with the carrier locked phone as compared to the unlocked phone carriers (well the little guys like Cricket). Is there an advantage to spending more upfront for an unlocked phone and paying less later monthly for actual phone service versus paying less upfront first and paying more later for actual phone service? I just get this feeling I'd spend far more for a locked service phone over the same 2 year period than an unlocked phone on one of the smaller say $10 per month carrier plans. Comments, observations, reality checks?