Not allowed to pre-order with debit card

Discussion in 'iPhone' started by millerb7, Jun 15, 2010.

  1. millerb7 macrumors 6502a

    Jun 9, 2010
    ATT just turned down my girlfriend in the store stating, "they are not allowed by apple to accept pre-orders with a debit card, only credit card".... very interesting.

    I know apple was just involved in a law suit by a lady who was denied buying an ipad with cash...
  2. trekster macrumors member

    Jan 10, 2009
    I don't understand why they wouldn't accept cash.
  3. maflynn Moderator


    Staff Member

    May 3, 2009
    There was no lawsuit, retailers can dictate what payment terms they're willing to accept. The lady who got denied buying an ipad generated a lot of negative press, so apple acquiesced

    They are not compelled to take cash even though its legal tender.
  4. macslayer118 macrumors 6502

    Oct 6, 2008
    Dallas, TX
    When entering my card number online (which as of now looks ok) it said make sure you have enough on your "credit/debit card" when the item ships or it will be cancelled. So I don't understand why they wouldnt take a debit??
  5. Brien macrumors 68030


    Aug 11, 2008
    Seriously? No white, no debit cards, bogged servers? What a nightmare.
  6. millerb7 thread starter macrumors 6502a

    Jun 9, 2010
    Interesting... I'm going back with her tonight to a different ATT store so we can get this situated... it's weird how this country is trying to get out of all it's debt, yet demands you have "credit" to purchase things, and doesn't even accept cash, which SHOULD be the #1 thing, above how good your credit is.

    But that's why we are in the ****** condition we are in as a country I suppose.

    I'll update around 6pm after I go in there raising all hell...
  7. rwilliams macrumors 68040


    Apr 8, 2009
    Raleigh, NC
  8. dwella1 macrumors member

    Apr 4, 2009
    AT&T has plainly stated all along they will not accept debit cards on preorder. You might try Apple.

  9. vizkiz macrumors 6502a


    Jul 22, 2008
    Long Island, NY
    I used my debit card online. Should be the same in the store.
  10. 0101001 macrumors 6502

    Apr 3, 2010
    First in line at ATT store they announced if you pay with a debt visa the order will cancel when it gets ready to ship, some walked out.
  11. Drusso macrumors member

    Jun 14, 2010
    I also used my visa/debit card and called to confirm with At&t, since I have not received a email confirming just my bank account being charged. My order is there and placed!
  12. GermanSuplex macrumors 6502a


    Aug 26, 2009
    As someone who works with debit cards, the issue could be with the way banks handle authorizations. With credit cards, the charge is always pulled from the authorization. With debit cards, sometimes the banks treat the authorization and charge as two separate transactions, and for a period ranging from a day up to several days, double the money is held and it almost looks like two charges. The authorization usually falls off and the funds are again available, but as you can imagine, if you are someone with only enough money to cover what you charge in your account, this can cause problems. That's probably why they are only doing credit.
  13. skyehill macrumors 6502

    Jul 1, 2007
    After 12 hours of off and on attempts to order from Apple for home delivery, my order was finally placed and was done so using a debit card.
  14. Swampthing Suspended


    Mar 5, 2004
    I wouldn't be so quick with that answer if I were you. I have heard of several lawsuits against businesses where they were compelled to accept cash by law. One instance I can think of - the guy wanted to pay for something in pennies - and the store denied him. The store lost...

    Tough cookies they gotta count'em, but the law isn't on their side.
  15. DynaFXD macrumors 6502a


    Jun 15, 2010
    East Coast
    "plainly stated"? to whom? It was not anywhere on the online order page (that I saw) and their software dutifully accepted my debit card.

    Based on the exclamation point I got when I checked my confirmation online doesn't suggest that it will be that easy, however. But I am hoping ATT will make contact with us, if it is indeed an issue, for a different form of payment rather than to simply reject the order outright and we lose our place in the queue. Heck, they could charge my ATT account if they wanted. Only been paying it on time for the past 12 years.

    But, whatever. It made for a fun diversion today regardless :p
  16. MadeTheSwitch macrumors 6502a


    Apr 20, 2009
    From an ABC website:
    The U.S. Treasury Department says there is nothing in the law that requires companies to accept cash as payment, even though it is "legal tender."
  17. bhsu21 macrumors 6502

    Feb 25, 2008
    Jacksonville, FL
    debit card only options?

    I tried to go upgrade at the ATT store and they would not take my debit card.

    So now what are my options? I've been trying but that's a mess.

    I only have a debit card or cash. No credit cards.

    If I walk into ATT on launch day and can get an Iphone, will they take debit? How about the Apple store?
  18. awestruck macrumors regular

    Jun 15, 2010
    I ordered mine with a Debit Card. I hope there isn't a big deal. I mean, the right amount will be on the card when the phone ships, so I hope to god it won't cancel my order.
  19. Eric-PTEK macrumors 6502

    Mar 3, 2009
    I have a Visa-debit and it went right through.

    Most debits are visa/debit these days, they don't know the difference when you order.
  20. Juarez7514 macrumors member

    Mar 17, 2009
    you can order with a debit card

    i ordered 2 iphones today with a debit card from bank of america. the store manager informed me that they are not suppose to accept debit cards, even though they can be used as credit, has visa logo. but he will do it. they are not suppose to use debit cards because they debit the $250 out today and they will debit another $250 when the phone ships. then when you receive the phone, then they will the first $250 back in your account.

    hope that helps:apple:
  21. billy3785 macrumors regular


    Sep 3, 2008

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