I don't know how many of you this applies to but if you're not eligible for an iPhone on your account but there is a line on your plan who is upgrade eligible you can use that accounts upgrade to buy the phone and activate it on your account. An ATT CSR told me to do that on the phone when I was going crazy trying to figure out if I was eligible for the iPhone. Turns out I'm not but my brother who's been using the same crappy LG flip phone for the last 3 years is so I'm going to use his upgrade on my account. I don't know if they would let you use the upgrade of someone who you don't share a plan with but it's worth a shot I guess. Just putting it out there for someone who may find it usefull.