Ok, I've only been in the Mac world since August. Been a longtime user of Excel, but have never really thought that Excel - Word worked well "together". i.e. either I just have never learned this aspect or something - I don't want a link, but still want to maintain ability to change data & recalculate. I returned to my old job after being away a year, & they are using several "documents" that contain numeric data that has to be currency formatted, & some simple arithmetic performed. I am finding it much easier to format such a document in Pages than in either Word or Excel. I know I can cut & paste from Word to Excel, creating a link, then break the link (or not). Text boxes in Excel just aren't the perfect thing to work with. What I ended up doing doing the documents in pages, exporting to xlsx format & emailing to my work address. Numbers & Pages aren't available at work, surely I'm missing something with Office????????