Paying for Macbook in Monthly Payments

[ItTakesII]

Is it possible to buy a Macbook and pay it over the course of some months? Like paying whatever you can every month until you've paid it off? If so, would you recommend this?

I heard that soon, during the summer, their will be a special in which you get a $200 rebate for an iPod when you buy a Macbook. I doubt I will have the money before the summer as that is when I plan on making the most money. Recently I went and checked the price of the iTouch and it's only $299! This means that if they allow the rebate to be used on the iTouch that I could have a Macbook and an iTouch for only $100 more!

I was thinking that I would buy the Macbook when this rebate comes out (if it does and I can use it on the iTouch) and then pay for it later.

Thanks in advance!

 

[mad jew]

You could probably get a loan from a bank or similar financial institution, but will generally have to pay back interest which will undoubtedly negate the rebate.

 

[Island Dog]

Sure! With a credit card.

 

[techlover828]

Sure! With a credit card.

great idea! who doesn't like credit card debt?!

 

[ItTakesII]

Then I am guessing this is a no. I'm 15. Don't have a bank account, and my Dad wouldn't let me use his for that ... oh well it was a nice idea. Guess I won't be getting an iTouch then

 

[instant hit]

why not ask a family member for a 0% interest "loan?" whatever money you have is your down, and the rest is financed through the "loan."

otherwise, ask your parents to co-sign a credit card with you; if you default (heaven forbid) the co-signee picks up the slack.

i neither condone nor endorse any method you so choose; just helping you assess your options.

 

[emptyCup]

Then I am guessing this is a no. I'm 15. Don't have a bank account, and my Dad wouldn't let me use his for that ... oh well it was a nice idea. Guess I won't be getting an iTouch then

Save for it. It is a good habit and by the time you can afford it there may be something better out. Best wishes.

 

[ItTakesII]

why not ask a family member for a 0% interest "loan?" whatever money you have is your down, and the rest is financed through the "loan."

otherwise, ask your parents to co-sign a credit card with you; if you default (heaven forbid) the co-signee picks up the slack.

i neither condone nor endorse any method you so choose; just helping you assess your options.

That would be great, but I don't have any family members that would do that unfortunatly :-\ No rich relatives and those who have $800 to loan me, wouldn't do it so ...

Thanks for trying to help though!

emptyCup: Yeah that's what I am going to do. I mean I am going to save for it regardless ... I hope there is something better by September, which is when I plan on having the money to purchase the Macbook